Are you a massive infrastructure builder or an ordinary repair-it-yourself homeowner? Build to win!
To reward the growing number of Mindanaon users who have experienced how the Holcim products built their structures strong, durable and of high quality, building solutions provider Holcim Philippines, Inc is giving away more than PhP 8 Million worth of “Build to Win” raffle prizes this June to December 2021.
HOW TO JOIN AS A PER-PIECE CEMENT BUYER
Earn ONE raffle entry when you purchase TEN 40-kilogram bags of road infrastructure cement Holcim Solido, general purpose cement Holcim Excel, or masonry cement Holcim Wallright
Earn ONE raffle entry when you purchase FIVE bags of Holcim Skim Coat or Holcim Tile Adhesive.
HOW TO JOIN AS A BULK CEMENT BUYER
Earn ONE raffle entry when you purchase 800,000 kilograms of cement.
RAFFLE ENTRY STUB
Fill-up the raffle coupon with correct details: Complete Name, Address, Mobile Number, Store ka-Partner (Hardware Store Name) & Signature.
Partner Retail Stores will also have the chance to win! Retail outlets as store ka-partner should be indicated in the raffle stubs.
Incomplete details will be invalid.
Drop Boxes are found in participating hardware stores within Mindanao.
As more and more builders in Mindanao become regular customers attesting to the unparalleled quality of the Holcim products, these users indeed deserve the prizes of Holcim’s biggest EVER raffling event.
Are you a massive infrastructure builder or an ordinary repair-it-yourself homeowner? Build to win!
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Save on your fuel budget by downloading the GRAB app! As a treat to new GRAB users in Davao, the leading super app in Southeast Asia, has partnered with Davao-grown fuel company, Phoenix Petroleum in giving away PhP 200 worth of fuel vouchers. There are 11-participating Phoenix stations in Davao to choose from.
How to Grab The PhP 200 Free Fuel Voucher
Download the GRAB app for free on Google Play Store or Apple App Store.
Sign up for a new account within February 19 to March 7, 2021.
After signing up, you will automatically receive the voucher as a welcome gift via GrabRewards.
GRAB user can immediately use the voucher to gas up, if they make a minimum purchase of P300 at any of the 11-participating Phoenix Petroleum stations in Davao City.
The fuel coupons may be claimed until May 06, 2021 up to 60 days after the promo deadline.
What to do When Gassing Up at a Phoenix Gas Station
Find the reward in the new user’s feed or in the Rewards catalogue
Click on the reward
See the terms and conditions and click “Redeem” then confirm redemption
Click “Claim” to claim the reward in any of the participating Phoenix stations.
Allow the pumpboy to input the 4-digit PIN to redeem your P200 OFF.
“This is a strategic partnership between Grab and Phoenix Petroleum to be able to provide more convenience to nearly two million Davaoenos.” said Ronald Roda, Head of Country Operations for Grab Philippines.
“Together with Grab, we want to strengthen our relationship with Davaoenos as we offer more value and convenience.” said Henry Albert Fadullon, Phoenix Petroleum Chief Operating Officer
The technology which services are offered through an app does not just make our daily purchases easier. It also makes our experience more rewarding. Grab the GRAB-Phoenix Free Fuel Promo now. You deserve this treat!
Terms and Conditions:
Coupons can only be used once. Used coupons will be automatically be deleted from the GrabRewards tab but can be viewed in the Transaction History (reference # unavailable). || All unredeemed coupons shall be forfeited and automatically deleted from the GrabRewards tab after the redemption period. || Successfully redeemed coupons through the app may neither be changed nor cancelled. || Coupons are non-transferable and non-convertible to cash or credit. || Coupons must be redeemed at the station. Management retains the right to reject any coupon that has been screenshot, tampered with or found in any way unacceptable. || Coupons may be used for in-tank fills only. Refilling of containers will not be allowed. || P.O., truck and bulk transactions are excluded in the promo. || Coupons may be redeemed until March 14, 2021 (7 days after promo end date) only.
*For more information, follow Grab Philippines on Facebook and check out the Grab app.
You need these like a bowl of piping hot Jjamppong on a breezy night.
I am sure you miss your workspace, your work buddy, or your work rival should you have one, or perhaps a work lover whom the HR did not know about. If you do so, well, you are not alone! It is because of such longing that I was able to rediscover entertainment during my breaks from work-from-home sessions. I consumed a genre of entertainment from our Asian siblings up north: popular Korean TV series.
As a new certified K-drama fan, I started listing K-series with plots revolving around sales and marketing, business, and finance. Believe me. They make good versions of those types of series aside from their undoubtedly appetizing Kimchi. My list is still a short collection, but I am excited to discover more of this genre, knowing that I can smoothly stream videos using my phone or laptop at home.
My only criterion: Series that are focused on business or sales, with romance on the side, instead of the other way around.
This series has got to be the number one. Sales executives would exactly see themselves in Mr. Ga. From your first rejection as an intern to the first promotion of your first mentee, you will definitely enjoy reminiscing your journey climbing the corporate ladder while watching the series. The “Sell me this- “ scenes like that of Jordan Belfort’s “Sell Me This Pen” in The Wolf of Wall Streetare surely both a savory dose of entertainment and a subtle review of your closing skills. Dapper alert: You will love his suit and necktie combos.
2. Itaewon Class
The most compelling lesson for me in this series is how your gains from an investment can actually buy the corporate empire of your mentor (or enemy). The motivational message of realizing such a dream was so clearly and artistically unfolded. It provided me a lot of realizations while I was bingeing on the episodes. The series also shows how social media marketing works, how important it is to take care of your people, and how strategic it is to bend your principles when your business necessitates it.
The two Korean business rom-com series I recommended somehow served as a therapy to my yearning of going back to office-based work. The scenes made me look at relatable corporate encounters from a different perspective, which I am excited to apply once we all go back to work face-to-face.
Play a little. Play an episode between video conferences or during days off. Trust me. You need those like a bowl of piping hot Jjamppong on a breezy night. Give yourself some air and lay low for some time. Take a break from beefing up resumes and amassing sales incentives. Do not worry. Your work rival is doing the same. He is reading this.
A real working internet connection turns your home into a bank.
For someone who creates relationships through selling, being restricted from my prospective buyers was a haunting circumstance. The idea of staying at home stormed my mind with rephrased versions of the question: How do I keep my monthly cash flow running while in quarantine?
It was hard at first, just like everything that is rewarding. Disclaimer: I am not a Financial Guru. But these are three of the money moves I made in 2020 to be fiscally fit while being physiologically healthy at home amid the Covid-19 pandemic.
Buying IPO Shares
This might be the most daring impulse the lockdown made me do, but as what they say: Life is for those who dare.
“An initial public offering (IPO) is a process in which a company sells its shares of ownership to the public for the first time.” Read more about IPO here: https://grit.ph/ipo/
Using a humble slice from my emergency fund, I bought an IPO share of a supermarket chain. It made sense for me to invest in a company that sells essential and pharmaceutical needs. I thought that the demand for these products would be high in a pandemic. After six months, its value is now seven times more.
Read more about investing in stocks. Create a Philippine Stocks Exchange account ( https://easy.pse.com.ph/). Open an online stock brokerage account now. Download its App. Fund it with an amount you can dare to invest. Buy shares. Join several Traders’ Group on social media to read about their experiences. Monitor the movement not just daily, but per trading. Learn it by doing with a reliable internet connection at home.
Rekindling my Love for Cryptocoins
When you are able to trace the Evolution of Money, from the Barter system to printed paper money up to the latest QR code payment mechanism, you would definitely buy the concept of Cryptocurrency like I did. I owned some values of it last 2015. That was not as traded as Bitcoin yet. In fact, it was still at its pre-Initial Coin Offering stage. I fell out of love with it over the pre-Covid years, though. I forgot about it. Completely.
When the quarantine started, people stayed online longer while staying at home. Hence, the digital currency industry was somewhat given a rebirth. I dug in my account details from my previous email and revisited my coded coins. With a reliable internet connection at home, I was able to reactivate my account. The coins were still there, six years old, rediscovered with a higher value.
Read more about Cryptocurrency. Pick a trading app. Open an account and fund it as you can tolerate. You can own a little bit of every coin on display. Be a user of your coin too. Use some when you buy online. Usability helps it to survive and appreciate.
Achieving Zero Liability
The same year I owned my first crypto money, I also received my first credit card. It was euphoric. That year was the splurging peak of my money behavior. I maxed the limit out in forty- five days. Coincidentally, a budgetary problem plagued the family that same year, and I had to shoulder the clan’s expenditure for a longer time than I expected. My expenses were greater than my base pay and incentives combined. Then, the bank collector started phoning me. It was noisy. With my balance unpaid over the years, my liability had gone four times higher. The collector started sending emails to me. It was choking.
Despite this, I never really stopped communicating with them. Being at the other side of the line AT ALL TIMES was the only leverage I knew to be offered with less noisy and choking terms, if not an emancipating amnesty program.
My constant friendly replies to the agent worked out at last. Due to the pandemic, the bank offered an amnesty arrangement. I was asked to settle ten percent of my obesed debt to certify my name with a fully paid account. I paid it the soonest I could.
Every debt has its premise and promise. Whenever you are in debt, my advice is never to the other side feel disconnected. The connection you have with the collecting agent is a prelude to paying right. Consequently, paying full. Thereby claiming once again a glorious reputation of your name. That matters. Finally, it is dulcet and harmonious now. That was the longest negotiation in my life.
Despite a world health crisis, one must push through with transactions, may it be trading, value investing, or simply paying. With all the transactions which succeeded last year, I realized that trusting a working internet connection at home is synonymous not just to the mere survival of your funds but to the growth, minimal or exponential of your assets. Indeed, a real working internet connection turned our home into a bank, ran every money movement that matters.
“The simplicity of Holcim Multifix provides homeowners convenience and value for money,” -Holcim Senior Vice President for Marketing and Innovation Ram Maganti
The imposed quarantine may have not made us love STAYING at home. But you would agree that because of the stay-at-home advisory, we have learned to LOVE our humble abode more. We have noticed the cracked part of our flooring, the damaged corner of our wall… virtually all that needs a makeover. How much do you really love your home? Have you started the repair?
Whether you are hiring a contractor or doing the repair yourself, the good news is, Holcim Philippines has launched the only all-in-one drymix product in the Philippines, the Holcim Multifix. It is a new easy-to-use and multipurpose mortar product that can help improve the quality of walls, floors, and tile installation.
The latest “instant mortar” is a combination of sand and cement enhanced with polymer for better performance that can be used just by adding water. Holcim Multifix is produced in the company’s drymix plant removing the need for users to combine materials on site thus ensuring uniform quality and right proportions for the application of the mortar. Being factory produced significantly reduces wastage of building materials such as sand thus making the product friendlier to the environment.
“We developed Holcim Multifix in line with our company’s commitment to continuously produce innovative building solutions that do not just bring value to our customers but are also sustainable for the environment. Holcim Multifix helps make it easier for our partner builders to produce good quality walls. It is factory-mixed using Holcim cement and quality sand for superior performance. It is modified with polymer for outstanding adhesion compared to on-site mixed mortars as well as better crack resistance. Since we are not screening sand, there will be lesser material wastage. And last but not the least, Holcim Multifix is the only all-in-one drymix product in the Philippines. These are the Five Star Advantage of Holcim Multifix,” Holcim Senior Vice President for Marketing and Innovation Ram Maganti said.
“Holcim Multifix’s Five-Star Advantage means more business for contractors as it helps improve building quality and lessens reworks that can eat up time for additional projects. The simplicity of Holcim Multifix, meanwhile, provides homeowners convenience and value for money,” Maganti added.
Being in a lockdown have resulted us to learn new skills and “take things into our own hands”. Just in case loving your home means retouching it to own stronger walls and more concrete floors, leading building solutions provider Holcim Philippines, Inc. has a new innovation for your family and your home, the Holcim Multifix in 25-kilogram bags. It is the latest in the company’s line of drymix products which includes Holcim Skim Coat and Holcim Tile Adhesive.
Holcim Philippines, Inc. (Philippine Stock Exchange: HLCM) is one of the leading building solution companies in the country. The Company has a deep portfolio of innovative solutions fostered by a full range of products from structuring to finishing applications that can help local builders execute with high performance and efficiency a wide range of projects from massive infrastructure to simple home repairs.
With cement manufacturing facilities in La Union, Bulacan, Batangas, Misamis Oriental and Davao, as well as aggregates and dry mix business and technical support facilities for building solutions, Holcim Philippines is a reliable partner of builders in the country.
Holcim Philippines is also committed to the highest standards of sustainable operations and manufacturing excellence with its plants certified under ISO 14001:2004 (Environmental Management System), ISO 9001:2008 (Quality Management System) and OHSAS 18001:2007 (Occupational Health and Safety Management System).
Holcim Philippines is a member of the LafargeHolcim Group, the world leader in the building materials industry present in 80 countries with over 75,000 employees.
Reasons why the devices from this Series are worth owning.
The extreme demand for high-performing and multi-tasking devices both for work and play these days, co-exists with the crucial consideration of owning such smartphones at an affordable price tag. In these challenging times, global premier mobile phone brand TECNO Mobile has launched its latest innovation, the TECNO Spark 6 Series with such premise in mind.
The Spark 6 Series comes in three (3) amazing variants – Spark 6 4GB RAM+128GB, and Spark 6 Go in 4GB RAM +64GB and 2GB RAM+32GB. These all have a high performing, impressive battery life, and a sleek, simple yet bold design. The Spark 6 Go variant was the first to be released this November, and is available in all TECNO Mobile partner retail stores.
Here are seven reasons why the devices from this series are worth owning:
An immersive camera system
The Spark 6 Go possesses a 13-megapixel AI Dual camera and 8MP front camera, AI lens with 18 different scene detection, up to 95% recognition rate and upgraded algorithms. It supports 4x digital zoom with F-1.8 big aperture that captures more light at night, and processes image details more finely. It also features various shooting modes for the AI Dual camera, including Bokeh, AI Beauty, and AI HDR, among others. Full picture details and quality are greatly improved, plus a dual rear flash fills light in dark environments to ensure better photos.
The Spark 6 variants on the other hand, owns a 16-megapixel AI quad camera with a depth lens. This 16MP primary lens can work as a macro lens, and AI lens with AI Scene Detection that can recognize 18 different scenes with a 95% recognition rate.
2. A wider screen
The Spark 6 Go boasts a 6.52 inches dot in display screen with 20:9 screen aspect ratio and 720 x 1600 resolution for a wider, clearer, immersive display effect, rich color contrast, and great visual experience.
The Spark 6 handset on the other hand, has a 6.8-inch high-definition (HD) dot in display screen that gives a perfect screen ratio for an extremely sharp display and much broader viewing experience.
3. More generous memory and storage
The Spark 6 units features a 4GB RAM+128GB storage while the Spark 6 Go has 4GB RAM+64GB 2GB RAM+32GB variants. All so reasonably priced.
The Spark 6 series devices are geared with 5,000 mAh battery that stays charged longer, ideal for photography, gaming, browsing, video streaming and music.
4. A boosted processing speed
The Spark 6 Go units operate with HiOS for a more intelligent and convenient user experience, with a brand new dark theme feature that uses less phone battery and causes less eye strain.
The Spark 6 devices on the other hand operate with Android Q with a G70 processor, and 4G long-term evolution (LTE) network connectivity for improved performance, and allowing for a wide range of user customization. The operating system is also equipped with utility applications that allow users to free up memory, freeze applications, limit data accessibility for specific applications, and other useful features.
5. An enhanced video call experience
In tandem with its wider screen, the Spark 6 devices own a Quad lens which provides high definition portraits, macro photos, and immersive AI video experiences with features like ‘Video Beautify’, ‘AI Beauty’, ‘AI Body Shaping’, and ‘AR Interaction’.
6. A more fun Bluetooth audio share feature
Both the Spark 6 Go and Spark 6 units own a Bluetooth Audio Share feature that can connect to multiple wireless Bluetooth headsets at the same time, enabling users to listen and watch with friends.
7. A truly reasonable price
The Spark 6 with 4GB RAM+128GB is priced at PhP6,490. The Spark 6 Go with 4GB RAM+64GB tagged at PhP5,490, while the Spark 6 Go with 2GB RAM+32GB is at PhP3,990 only. For a complete list of stores, visit http://bit.ly/TecnoStoresPH.
“Now more than ever, the smartphone is a necessity. It is an essential link to the outside world – for remote working, online learning, staying in touch with loved ones, getting news, and for entertainment. Our goal is to make advanced, innovative smartphones more accessible to more people. TECNO Mobile’s smartphones are affordable, and that includes the latest TECNO Spark 6 Series. We continue to develop our smartphones with the consumers’ changing needs.” said Ye Yuan, Deputy General Manager of TECNO Mobile.
*About TECNO Mobile
TECNO Mobile is a premium smartphone brand from TRANSSION Holdings. Upholding the brand essence of “Expect More”, TECNO Mobile is committed to giving the masses access to latest technology at accessible prices, allowing the consumers to reach beyond their current limitations and uncover a world of possibilities. TECNO Mobile understands the needs of consumers from different markets and provides them with localized innovations across a product portfolio featuring smartphones, tablets, and feature phones. TECNO Mobile is a major global player with presence in around 60 emerging markets across the world. It is also the global Official Tablet and Handset Partner of Manchester City Football Club. For more information, please visit: http://www.tecno-mobile.com
Cash Agad is a service that turns community-based shops and similar establishments into a neighborhood ATM. It has been operating in both far-flung and semi-urban communities for the past several years, allowing residents to make cash withdrawals, receive remittances and government cash subsidies,make balance inquiries, and get access to calamity funds and loan releases.
An Access-to-money Story From Mindanao
According to Elsa Pardo, a store owner from Lantapan, a municipality in Bukidnon Province, Mindanao, until today there’s just one single bank operating in their community.
When the bank’s ATM runs out of cash or is in need of repair, people will have to wait and endure a few days without cash. Those who can’t afford to wait would have to go to the nearest urban area which is some 14 kilometers away. Transport fares can get quite expensive.
According to Elsa, sometimes even these other ATMs also run out of cash or go offline. In such cases, people would have to return home and go back the following day.
How much more when quarantines were imposed due to COVID-19? Can you imagine how difficult their access to funds was?
“Mahirap dito noong nagka-quarantine. Hindi makalabas yung mga tao. Kaya sabi nila, it’s a good thing there’s Cash Agad. Kasi mas madali na sa kanila mag-withdraw ng pera. Kung pupunta pa sila sa malayo, madami pang aasikasuhing requirements. Kailangan pa ng quarantine pass. Travel pass. Very inconvenient. Pag dito sa Cash Agad, malapit lang tapos makukuha pa agad yung pera. Sandali lang ang queueing time,” Elsa explained.
Cash Agad is indeed one example of a bank’s faith in the resilience and resourcefulness of Filipinos in the countryside. Elsa’s story is just one of the pieces of proof that the unhindered access to cash provided by Cash Agad is crucial to people’s life whether or not there is a pandemic.
“Financial inclusion in far-flung communities is a driver for economic growth. Some places are too far away or located in terrain that make it difficult, logistically, to build a bank branch. Take for example some islands or mountainous regions. That’s why innovative services like Cash Agad are a way to bridge the gap. As more spending occurs in a community, the better for residents and businesses,” said Jim Nasol, Head of Agency Banking, BDO.
The service of Cash Agad affects wider than the household of the card holder. In a more expanded horizon, when you give the people in more communities ready access to cash, the spending and capital flow increase. Thus the local economy lives, grows.
*It was BDO Unibank Inc. that first originated the idea of the services offered by Cash Agad.