PayMaya Releases Newly Designed, EMV-enabled Card | How to Get | How to Upgrade

Free from annual fees. No activation needed. Use here and abroad.

Request for your PayMaya Card NOW at Download app first. Complete steps below.

The Philippines’ most in-demand e-wallet for payment, sending money and shopping continues to usher the Filipinos towards the comfort of “Cashless Living” with its newly designed and doubly secured PayMaya Card.

“This newly designed EMV-enabled card is in line with our efforts to help curb fraud as we are doubling the layers of protection for our growing number of millennial users. This is also our first way to show our strong support to the Banko Sentral’s mission to protect the hard-earned money of our account holders.” – Kenneth Palacios, Head of Wallets Business at PayMaya Philippines



PayMaya is one of the first in the world to utilize this feature. This makes it easier for owners to brandish the card on social media or in person without carelessly exposing sensitive details that could threaten their money’s security. The edge is aesthetically and functionally inked with apple green for easier identification whenever the card is piled or arranged with other cards.


The new Paymaya card is equipped with Europay, MasterCard, Visa (EMV) technology. A useful security standard especially when traveling to other countries where your fund’s safety is of as paramount concern as your welfare. The new PayMaya Card is transaction-ready, no pre-activation needed, here and abroad.

“An EMV card is a credit or debit card with an embedded microchip and associated technology designed to enable secure payment at compatible point of sale (POS) terminals. Compatible terminals enable card dipping for chip and PIN or chip and signature authentication. EMV cards can also support contactless payment through near-field communication (NFC) wireless connectivity. When a customer inserts or taps the payment card, the terminal communicates with the card issuer’s system for authentication and a single-use transaction code is issued. The customer inputs their PIN or signs to provide two-step verification. PIN entry is considered more secure because it also provides two-factor authentication: something the user has (the card) and something the user knows (the PIN).”  -


It is empowering to benefit from a reliable technology that makes daily finance-related tasks easier. As someone who experiences this in every PayMaya transaction, I am convinced to share this solace with those who belong in my circle. They too, deserve the ease from the burdens of money handling in this “APPed” world where a currency is not just anymore in a form of paper money or cash.

Go ahead. BE PATIENT in teaching them the comfort of living with PayMaya – your still skeptical parents, your curious younger siblings, your wondering senior office mates, even that equally-deserving stranger with a smartphone. Such is your mission as a millennial. PayMaya turns the things that you “then can not” into #NowYouCan through the mobile app, QR codes, and the improved PayMaya card.


How to get the New PayMaya Card

  1. Download the Paymaya App. Get it on Google Play or on the App Store. 01426188-49DD-4AD1-A05B-8A3AF50B73AF
  2. Register with your personal details. Use our code, copy 1p374rl and paste.
  3. Add money: The easiest for me is through 7/11. Tap “Add Money” choice found at the App. Then choose the 7/11 box. Type the amount and tap continue. Show the bar code to the 7/11 cashier. One new PayMaya card costs PhP 200. So add more than that amount to enjoy more the PayMaya App services.
  4. Request for your PayMaya Card at or For Android: Tap MENU. For iOS: tap MORE. Then tap MY CARDS. Tap GET IT HERE.
  5. Wait for the delivery. UPRGADE YOUR ACCOUNT meanwhile. Steps below.
  6. Activate Card. Follow the instruction sheet enveloped with your new card.
  7. Add more money (especially when traveling abroad!). Add Money and Spend up to PhP 100,000/ month. UPGRADE YOUR ACCOUNT first. 
  8. Link the app and the card as one wallet. Card has NO annual fee.
  9. Shop and dine to any worldwide establishment that accepts Visa and MasterCard. Enjoy better foreign exchange rates too!
  10. Withdraw extra cash on any BancNet ATM nationwide and any VisaPlus machines worldwide.
  11. Monitor your expenses in real-time via app and SMS updates here or abroad. Easily block the card when lost or stolen. On the App, tap “More”. Then choose “My Cards”, Select the stolen/ lost card in the list. Tap Block
  12. Know more offers at


1. Log in to the PayMaya app. For Android: Tap MENU. For iOS: tap MORE. Then tap UPGRADE FOR FREE.

2. Submit required information and upload photo of YOUR VALID ID (not your photo. Your ID). You need at least one (1) primary ID or two (2) secondary IDs. Make sure all IDs can be seen clearly in the photo.

3. Wait for a verification code sent through the app & SMS. Use this as reference during your face-to-face validation.

4. Tap START VIDEO CALL to talk to the UPGRADR OFFICER who will validate your application. Once application is approved, you may now enjoy the perks of an upgraded PayMaya account!

PayMaya is the Philippines’ leading digital financial services company. It is the FinTech arm of Voyager Innovations, backer by PLDT, Kohlberg Kravis Roberts & Co. (KKR), Tencent (WeChat) and World Bank’s International Finance Corp. (IFC) and IFC Emerging Asia Fund.

STYLE PICKS: Habi Kadayawan 2019

Among the three editions, the 2019 run was thus far with the most entries for men.

A convertible scarf from the Bagobo tribe and a Kimono suit jacket detailed with Ovu-Manuvo bead works were just two of the ethnic-contemporary menswear pieces which competed for this year’s Habi Kadayawan. Among the three editions, the 2019 run was thus far with the most entries for men.

Read also : Fashion Weekend Davao 2017

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Habi Kadayawan is a fashion accessories design competition held every August as part of Davao city’s celebration of Kadayawan Festival. It is a collaborated project of the City Government and the Davao Fashion and Design Council. Design entries are inspired by the rich and diverse 11 tribes of the City. (Photos are from the Davao City Government Facebook Page)

Apart from the usual categories for Fashion Accessories namely professional, hobbyist and student, a Luxe Apparel for professional designers category was added to this year’s competition. Parameters for the competing designers and their tribal inspirations were not limited anymore within the Davao Region. Starting this year, wearable articulations from any ethno-linguistic tribe found in Mindanao were qualified to compete.

Menswear Picks : Habi Kadayawan 2019

Tagged as Pangulabe, this convertible scarf is worn as Tangkulo, a headpiece of male tribal elders that symbolizes royalty and bravery. It can also be worn as San Ning, a woven and beaded sling bag worn by the Bagobo tribe as part of their traditional attire. The convertible feature from the usual scarf to a functional sling bag is such an ethnic styling treasure. Can you imagine if the designer would add pieces with neutral colors of brown or olive green? I would love to own two more!
A formal wear from the three-piece collection entry of Vesorio’s “Sleek Symmetry”. Behold how stylishly cut strips of T’nalak fiber on a dandy colored suit highlight a man’s torso, shoulders and arms even when he is so wrapped in a suit. The inner shirt, with T’nalak strips on its chest pocket (not photographed) exudes its own sleekness even without the jacket.
Bagging this year’s third spot in the Luxe Apparel category, this blue formal menswear with an Asian kick is from the three-piece collection entry of Artajo’s “Dez Vouz”. It features geometries with Ovu-Manuvo tribe bead works.
Won this year’s Grand Price for the Hobbyist category, “Macodee” is a neck piece made from electrical copper wire accented with pears. Created by Almoroto, a waste-to-art advocate jewelry designer, the human wire sculpture holding hand in hand embodies unity and wisdom of the 11 tribes in Davao. Looking  forward how this necklace could be expanded with a version for men. It looks minimalist and downright stylish.

T’nalak is made from weaved Abaca fibers. It is a traditional craft of the T’boli tribe from South Cotabato. Seeing these accessories made from it is truly a style statement with functional features.

Harness Bag by Untamed Kulture is streetwear made from Tnalak fiber, accented with polymer clay and high quality harness straps. Baseball cap by Mei Medalla is made from a T’boli woven fabric of Abaca, Tnalak. A high fashion belt bag as part of this year’s winning Luxe Apparel collection of Mark Pabon tagged as Living the Dream inspired from the Dream weavers of South Cotabato.

Honorable Mentions

Props also to the finalists behind these menswear.

A green Kimono suit with Inaul sleeves inspired by the Moro ethnic group of the Maguindanaon by Gelmar John Buyan. A brown suit from “Kapa de Garbo” of Bonnie Adaza that complements the traditional blazers of the Tagakalo Tribe.

There were definitely two reasons that made this year’s “Habi” such a prelude to a promising tribe-inspired fashion spectacle to look forward every August.

First, the competition is now pan-Mindanao. This southern Philippine island is truly an ethnic bliss adorned with rich tribal artistry that the fashion world deserves to see.

Second, is the influx of Menswear entries. The participation of these style pieces for men proposes that a “Clothing Collection” is complementary. There are pieces for him and pieces for her. Thus, inviting more male audience (and designers) in the coming Habi seasons. See you then!

“Clothing pieces may be stiff as “For Him” and “For Her”. But, we should be reminded though that “Dressing up” on the other hand is fluid, is freestyle. For him, for her, for him who wants to look like her or for her who wants to look like him, for them, for us.

Winners: Habi Kadayawan 2019

Luxe Apparel Design Category, judged by fashion designers Ito Curata and JC Buendia and former Preview Magazine editor-in-chief and Center for International Trade Expositions and Missions (CITEM) Executive Director, Pauline Suaco-Juan.

GRAND PRICE: Mark Pabon’s “Living the Dream” collection speaks confidence and an adventurous spirit that’s out to make a statement. It is inspired from the Dream weavers of South Cotabato.
Pabon’s entry for the Fashion Accessory category bagged the Philippine Airlines Colors of Kadayawan special awardee.
FIRST RUNNER-UP: Shine Casiño’s “Diversity of Culture” from Cagayan de Oro City is a collection of modified Islamic kaftans and tunics accentuated with cuts inspired by the decorative carvings of the torogan houses of the Maranao’s ruling datu class.
SECOND RUNNER-UP: Jun Artajo’s “Dez Vouz” of Davao City featured the artistry of the Obo-Manobo tribe with triangles and shimmering beads.

Pabon, Casiño and Artajo’s went home with P150,000 in cash, P75,000 and P50,000, respectively.

Fashion Accessory Design Categories, deliberated by accessory designers Adante Leyesa and Ann Ong and lifestyle writer Mons Romulo.

Grand Winner – Student, a handbag by Stephen Azarcon of Surigao del Sur , Grand Winner – Professional, a shoulder bag byPatrick Gabutina of Cagayan de Oro City

The grand winner for the Hobbyist category is a sculptured copper wire necklace by Dennis Almoroto of Davao City. Each are awarded with a cash prize of P100,000.

All four Grand Winners get the opportunity to showcase in Manila FAME in October along with the Davao Fashion Design Council.