“Cash Agad” Provides Unhindered Access to Money to Filipinos in Distant Communities Amid the Pandemic

Cash Agad is a service that turns community-based shops and similar establishments into a neighborhood ATM. It has been operating in both far-flung and semi-urban communities for the past several years, allowing residents to make cash withdrawals, receive remittances and government cash subsidies,make balance inquiries, and get access to calamity funds and loan releases.

An Access-to-money Story From Mindanao

According to Elsa Pardo, a store owner from Lantapan, a municipality in Bukidnon Province, Mindanao, until today there’s just one single bank operating in their community.

When the bank’s ATM runs out of cash or is in need of repair, people will have to wait and endure a few days without cash. Those who can’t afford to wait would have to go to the nearest urban area which is some 14 kilometers away. Transport fares can get quite expensive.

According to Elsa, sometimes even these other ATMs also run out of cash or go offline. In such cases, people would have to return home and go back the following day. 

How much more when quarantines were imposed due to COVID-19? Can you imagine how difficult their access to funds was? 

Elsa runs her Cash Agad service at her store in their municipality’s public market. When the pandemic hit and community quarantine was declared, she worked with the local government so that Cash Agad transactions could be done safely and in compliance with physical distancing regulations.

“Mahirap dito noong nagka-quarantine.  Hindi makalabas yung mga tao.  Kaya sabi nila, it’s a good thing there’s Cash Agad.  Kasi mas madali na sa kanila mag-withdraw ng pera.  Kung pupunta pa sila sa malayo, madami pang aasikasuhing requirements.  Kailangan pa ng quarantine pass. Travel pass. Very inconvenient. Pag dito sa Cash Agad, malapit lang tapos makukuha pa agad yung pera. Sandali lang ang queueing time,” Elsa explained.

Cash Agad is indeed one example of a bank’s faith in the resilience and resourcefulness of Filipinos in the countryside. Elsa’s story is just one of the pieces of proof that the unhindered access to cash provided by Cash Agad is crucial to people’s life whether or not there is a pandemic.

“Financial inclusion in far-flung communities is a driver for economic growth. Some places are too far away or located in terrain that make it difficult, logistically, to build a bank branch. Take for example some islands or mountainous regions. That’s why innovative services like Cash Agad are a way to bridge the gap. As more spending occurs in a community, the better for residents and businesses,” said Jim Nasol, Head of Agency Banking, BDO.

The service of Cash Agad affects wider than the household of the card holder. In a more expanded horizon, when you give the people in more communities ready access to cash, the spending and capital flow increase. Thus the local economy lives, grows.

*It was BDO Unibank Inc. that first originated the idea of the services offered by Cash Agad.

For more information about Cash Agad and how it benefits Cash Agad partner agents and their communities, visit www.bdo.com.ph/cash-agador email cashagad@bdo.com.ph. ###.

SAMSUNG Galaxy A01 Core at PHP 3,990 | Your most affordable work smartphone yet

Indeed, productivity meets practicality as you own this latest Galaxy device.

“It has an expandable storage of up to 512GB, suitable for storing files, photos, videos, and music.”

The data and storage requirement of the corporate dealings in the “new normal” makes one feel the need to own a work smartphone. With the economical effect of the public health crisis though, the price tag has to be carefully considered. We need to own a budget work smartphone. 

Intended to be the perfect partner for your online appointments and deliverables, SAMSUNG introduces its latest budget smartphone, the Galaxy A01 Core, for only PHP 3,990. 

The Galaxy A01 Core features a 5.3” HD+ Infinity Display with 1480 x 720 px resolution for an easy viewing experience. It is also powered by a Quad-Core 1.5GHz processor with 1GB RAM and 16GB ROM, with expandable storage of up to 512GB, suitable for storing files, photos, videos, and music. The Galaxy A01 Core comes with pre-installed Google Apps for easy access to productivity tools. To add more to its cool features, the budget-friendly Galaxy device is packed with an 8MP main camera, 5MP front lens, 3000mAh battery, Android Go, and Travel Adapter for an exciting overall smartphone experience.

Indeed, productivity meets practicality as you own this latest Galaxy device. Do you want a Black or a Red design? The Galaxy A01 Core is now available nationwide. To know more about the Galaxy A01 Core, visit samsung.com/ph/smartphones/galaxy-a01core-a013.  

About Samsung Electronics Co., Ltd.

Samsung inspires the world and shapes the future with transformative ideas and technologies. The company is redefining the worlds of TVs, smartphones, wearable devices, tablets, digital appliances, network systems, and memory, system LSI and LED solutions. For the latest news, please visit the Samsung Newsroom at http://news.samsung.com.

Pouvoir 4 with 6000mAh | A Smartphone as Extra-Performing as You

A longer battery life empowers you to achieve more in communication, entertainment and creativity.

A smartphone with longer-than-usual battery life. To be exact, a smartphone with 6000mAh extraordinary battery life. What does that mean to you? 

For some, a longer battery life means more work done or more passion honed. For others, it means more calls heard, more deals closed. It really depends how a smartphone helps you in life. What is for sure is that a longer battery life empowers you as it helps you to achieve more in communication, entertainment and creativity.

True to the meaning of “pouvoir”, a French term for power, Pouvoir 4 comes with a powerful battery life at 6000mAh, capable of powering the smartphone for four days straight with just a single charge. It is the latest addition to the popular Pouvoir series of TECHNO Mobile.

As a synergy with its battery power, the smartphone possesses a storage power of 32GB + 3GB for the Pouvoir 4 and 64GB + 4GB and 128GB + 6GB for the Pouvoir 4 Pro models. It operates on TECNO Mobile’s HiOS 6.0, which is built on Android Q.

Pouvoir 4 is also equipped with a 13 megapixel (MP) artificial intelligence (AI) quad camera, two 2MP cameras and an AI lens at the rear, and an 8MP dual flash camera at the front. Its 7-inch HD+ Drop Display offers the best gaming and video viewing experience.

Pouvoir 4 flaunts a premium glossy and sleek design, and is packed with a range of cool features. This includes Face Unlock, Fingerprint Sensor for optimized security, and a dedicated button on the side that launches a virtual Google Assistant at any time.

Pouvoir 4 Pro’s premium glossy and sleek design

Power up how your smartphone helps you in getting things done. Own a mobile device that is equally hardworking and performing as you. Be more Pouvoir-ful at Php4590 for the Pouvoir 4, Php5990 and Php6990 for the Pouvoir 4 Pro.

For more information, visit www.tecno-mobile.com/phor visit store http://bit.ly/TecnoStoresPH. Also follow TECNO Mobile Philippines on Facebookfor exciting updates.

About TECNO Mobile

TECNO Mobile is a premium smartphone brand from TRANSSION Holdings. Upholding the brand essence of “Expect More”, TECNO is committed to giving the masses access to latest technology at accessible prices, allowing the consumers to reach beyond their current limitations and uncover a world of possibilities. TECNO understands the needs of consumers from different markets and provides them with localized innovations across a product portfolio featuring smartphones, tablets, and feature phones. TECNO is a major global player with presence in around 60 emerging markets across the world. It is also the global Official Tablet and Handset Partner of Manchester City Football Club. For more information, please visit: www.tecno-mobile.com 

This app enables sellers to accept QR, online payments of up to PhP 250,000 a month for free | How to Download PayMaya “Negosyo” App

Micro-, small- and medium-sized enterprises (MSMEs) can now add a payment option for online buyers.

To upkeep your business transactions despite of today’s global health situation,  an entrepreneur has to adapt the new normal of the trade – Contactless (But safe and fast) payment option. Merchants can easily adapt to this without a need for an e-commerce website.

“As of May 2020, the Department of Labor and Employment (DOLE) have received temporary closure notice from over 50 micro, small, and medium enterprises (MSMEs) affecting almost 190,000 employees.”

The Philippines’ only end-to-end digital payments ecosystem enabler, PayMaya activates a mobile payment platform for micro-, small- and medium-sized enterprise (MSME) owners which enables them to accept up to PhP 250,000 worth of payment a month for free – The PayMaya Negosyo App.

How to Download PayMaya Negosyo App

It is PayMaya account for merchants. Compared with PayMaya consumer accounts that just have a P100,000 account limit for upgraded users, ‘Negosyo’ app users have a monthly limit of up to P250,000.)

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  1. Download the PayMaya Negosyo app. Available for Android devices as of now.
  2. Sign up through the app using your mobile number.
  3. Upload one valid government ID as well as a video selfie for liveliness check.
  4. Wait 24 to 48 hours for the application to be reviewed and approved.
  5. Start accepting digital payments right away whether from PayMaya users or account holders of other banks and e-wallet providers. 
  6. Once the payments are received in your merchant’s PayMaya Negosyo wallet, you can then transfer these amounts to your respective bank accounts via InstaPay.

“As more consumers begin to prefer shopping online and paying using contactless methods, PayMaya Negosyo will give our MSMEs the easiest and fastest way to accept digital payments from across a variety of sources–all they need now is their smartphone and a valid ID,” said Shailesh Baidwan, President of PayMaya. 

Physical distancing and online purchases are already part of the norm for everyone. The silver lining of this pandemic in the context of business perhaps is, It encourages consumers to trust the convenience of cashless and contactless payment. With the the surge of online purchases, the “PayMaya Negosyo app” weans not just the consumers but also the merchants by making contactless transactions easily adaptable as a new normal.

To know more about PayMaya Negosyo, visit https://www.paymaya.com/negosyo-merchant

PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cuts across consumers, merchants, and government. Aside from providing the payments acceptance for the largest e-Commerce, food, retail and gas merchants in the Philippines, PayMaya is enabling national and social services agencies as well as local government units with digital payments and disbursement services.  

 Through its PayMaya app and wallet, it is providing millions of Filipinos with the fastest way to own a financial account with over 40,000 Add Money touchpoints nationwide, more than double the total number of traditional bank branches in the Philippines combined.  

 Its Smart Padala by PayMaya network of over 30,000 partner agents nationwide serves as last mile digital financial hubs in communities, providing the unbanked and underserved with access to services. 

Six Easy Online Treats for Mom this “Stay-at-home Quarantine” Mother’s Day

A guide for the quarantined Mother’s Day celebration.

Had I known the lockdowns would be stretched this long, I would have went home to spend everyday like it is Mother’s day. Good thing, there is PayMaya! 

If Dad influenced me with “people” traits that made selling easier to do, Mom on the other hand, raised me with an artillery of eloquence that made networking second nature to me.

READ ALSO: Three Traits I Learned From Dad That Made Selling Easier

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I had to address mom as  “Teacher Eden” when I was in kindergarten. She was my Reading teacher at school.

“Teacher Eden’s” upbringing attributed my confidence in public speaking, tactfulness and the love for bespoke haberdashery. When I communicate, may it be with one person or an audience, speaking or writing, even from preparing what to wear to planning what to wear in the next speaking engagement, I always remember her and her pointers. Obviously, as I devote this post to her, I miss her so much that if I had known the lockdowns would be stretched this long, I would have went home to spend everyday like it is Mother’s day. Good thing, there is PayMaya! 

To those away sons (and daughters) who want to honor their queen as the world dedicates a day for Moms (“quarantined” version this year), here is a guide on online treats you can purchase for her, contactless and cashless with convenience.


1. Mother’s Day cake

Make it sure that mom’s 2020 Mother’s Day memory is worth reminiscing through a photo on her timeline, home quarantined with a Mother’s Day cake. Send her a video greeting too and add a lovely bouquet if delivery is possible. 

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Mother’s Day cake? Don’t Pay Cash, PayMaya! (L) Get P100 Balik Bayad every week when you #ScanToPay at least P500 at Goldilocks! Promo runs until July 11, 2020. Learn more at paymaya.com/deals/goldilocks (R) Place your order through Red Ribbon’s FB Messenger Bot, RIA. Look for the “Pay with PayMaya” button to pay using only your PayMaya-registered mobile number. Visit https://stores.jfc.com.ph/redribbon.html for branch serviceability. Available for pick-up or delivery.


2. Be extra thoughtful with her wellbeing.

Sponsor her quarantine-long Vitamin C, disinfectants, beauty and other health-pampering essentials. Encourage her to try at least an hour daily of decluttering the anxiety brought by being “locked at home” with a facial mask on, sips of a warm calming tea and her favorite songs playing in the background. Send to her a video of your Mother-son (-daughter) theme song, too! Ours is Eternal Flame by The Bangles. What is yours?

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Pay contactless with PayMaya QR! It’s safer than handling cash and you even get up to 100% Balik Bayad (Capped at P500) PayMaya QR is accepted at these drugstores:​ Mercury Drug​ Southstar Drug​ and Rose Pharmacy​.
Visit http://www.paymaya.com/deals for more details.​


3. Treat Mom a warm Mother’s day meal.

A Mother’s day meal with loved-ones makes her heart and tummy full. You can  check the following PayMaya partner restaurants on food delivery apps: McDonald’s, Goldilocks, Army Navy, Shakey’s, Chowking, Burger King, Domino’s Pizza, Sariwon Korean Barbecue, Soban K-Town Grill, and Sibyullee Unlimited Korean BBQ. Pay using your phone number for up to 100% Balik Bayad! 

Or, search for local online food sellers and pay via fund transfer using the PayMaya app.

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NO TRANSFER FEE. Pay the local online seller via fund transfer using the PayMaya app to their bank account.


4. Let Mom greet her fellow mothers too!

See to it that Mom can still socialize with friends and relatives even with curfew and social distancing. Mom loves to send greetings on her group chats or even through video calls. Purchase for her data packages at discounted rates using the PayMaya app. Send to her the link of your Mother-Son (-Daughter) favorite movie, too. Ours is Titanic. We watched it twice at the movie house in 1998. Go send yours to your super Mom too!


5. Help her save a bit for her self.

Settle her one month personal bills and shoulder a month-long household bills. Take care of the groceries by ordering online, and settle the bills with the help of your PayMaya app. 

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Help Mom save! You can pay for her SSS and Pag-IBIG contributions through the PayMaya app. (Below)  You can even get P100 Balik Bayad when you pay a PLDT bill worth at least P1,000 this month, as well as P50 Balik Bayad for Smart and Sun postpaid bills.


6. Just send to her an extra money for whatever she wants to own online.

Though you are doing it as a monthly commitment to send her a fund. Giving Mom another amount than the usual “allotment” would make her feel more at ease that whenever she wants something at this challenging time where you have to follow Quarantine Pass coding to go out and have to be in long queues at banks, she has an extra money for it conveniently online. Teach her how to use the PayMaya app by doing financial transactions with her through the it.

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Teach Mom, Nanay, Mama, the rewarding and convenient cashless lifestyle through the PayMaya app.


It is easy to sign up for you and your Mom’s PayMaya account in time for Mother’s Day! The services processed by the app are exactly what you and your Mom need from this year until the next Mother’s Days. Happy Mother’s Day to your Mom! 

  • For the complete steps on how to download the PayMaya app for Android or iOS, visit this link

*PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cuts across consumers, merchants, and government. Aside from providing the payments acceptance for the largest e-Commerce, food, retail and gas merchants in the Philippines, PayMaya is enabling national and social services agencies as well as local government units with digital payments and disbursement services.  Through its PayMaya app and wallet, it is providing millions of Filipinos with the fastest way to own a financial account with over 40,000 Add Money touchpoints nationwide, more than double the total number of traditional bank branches in the Philippines combined. 

 

 

 

 

 

 

 

Be #OneAgainstCovid19 with PayMaya | How to Donate For The Relief And Response Operations in The Philippines While at Home

There is a one-stop digital donation facility for CoViD-19 Relief and Response Efforts in the Philippines.

Wherever in the world you may be, NOW YOU CAN join through PayMaya’s one-stop digital donation facility, in supporting various charitable foundations and humanitarian agencies in the Philippines who are mobilizing relief and response efforts against COVID-19.


HOW TO DONATE VIA WEBSITE 

Donate using credit, debit, or prepaid card  wherever in the world you maybe. Whenever.

To donate via the #OneAgainstCOVID19 web page, simply follow these steps: 

  1. Go to http://donate.paymaya.com
  2. Choose the specific organization or cause that you want to donate to 
  3. Choose the donation amount or package of your choice, then click ‘Add to Cart’ 
  4. Review your cart or donate to other organizations as well, then click ‘Check Out’ 
  5. Fill in the needed information, then click ‘Continue to Payment’. Review the details you entered, then click ‘Complete Order’ to be redirected to the secure payment page 
  6. Enter your card or PayMaya details in the fields provided, then click ‘Pay Now’ 
  7. You will receive a confirmation of your donation via email or SMS, depending on the payment method 

HOW TO DONATE VIA THE PAYMAYA APP

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Be ONE against COVID19: Donate using the “Pay Bills” option on the PayMaya App. Get the PayMaya App HERE.

Steps how to download  the App HERE.

HOW TO DONATE VIA QR CODE

*Available only for the Philippine Red Cross so far.

PayMaya has partnered with the Philippine Red Cross (PRC) to allow direct donations from any PayMaya Account via QR to PRC so they can provide critical humanitarian services such as medical assistance and relief operations in this time of need.

  1. Open your PayMaya App 
  2. Click the ‘Scan To Pay’ button 
  3. Scan this code below. BA09C08F-7E2A-4698-B5EE-598F9FE85395
  4. In the Amount field, enter the amount you want to donate 
  5. Once done, click continue. Review the information you have entered, then click ‘Pay’ 
  6. You will receive an SMS in your mobile phone regarding the donation

PayMaya has also equipped the PRC with PayMaya One devices so they may be able to accept card and QR donations whenever they are in the field.


PAYMAYA PARTNER ORGANIZATIONS

Other than the Philippine Red Cross, one can choose among the following organizations:

UNICEF, is calling for donations to provide critical, medical and sanitation supplies for health facilities, as well as educating children and families on proper handwashing, providing parents with home-based educational activities for children and psychosocial support through counselling.

Oxfam Pilipinas, proceeds will go to helping ensure that poor families have access to water, sanitation and hygiene items to protect their health, and help them recover from the effects of COVID-19—particularly those who lost their livelihood or income during the community quarantine period.

Caritas Manilais calling for cash donations to provide Caritas LIGTAS COVID-19 kits and Caritas Manna food bags to poor communities, families, and the elderly in Metro Manila, who are the most vulnerable during these difficult times.

Other #OneAgainstCOVID19 partner organizations one can choose to donate to include, the Philippine Business for Social Progress, Kaya Natin! Movement for Good Governance and Ethical Leadership, Philippine Disaster Resilience FoundationTV5’s Alagang Kapatid Foundation, PLDT-Smart Foundation, and #nowheretogobutUP, among others.

Donations collected via these #OneAgainstCOVID19 channels will be received by PayMaya and remitted to their respective recipient organizations. 

A “Bayanihan”  approach versus COVID-19 

In launching the effort, PayMaya underscored the need for a multi-sectoral, concerted push that will help support the various front liners in the effort to curb the spread of the COVID-19 disease, as well as alleviate the plight of those living in vulnerable communities. As it makes its digital financial platforms available for the #OneAgainstCOVID19 advocacy campaign, PayMaya is working with its partner merchants, Smart Padala agents, and employees to campaign for the cause. 

In this time of great and urgent need, coming together in the traditional spirit of bayanihan becomes ever more important so that no one gets left behind. This #OneAgainstCOVID19 harnesses the power of collaboration and digital payments as we fight this global pandemic,” said PayMaya Founder and CEO Orlando B. Vea. 

Dropping by at Ministop : 3 Rewarding Reasons Why Not to Pay in Cash. Just PayMaya!

It is the perfect marriage of convenience and rewards!

The Cashless Lifestyle for the on-the-go Filipinos gets more convenient as Ministop, with 500 branches in the Philippines joins the growing list of PayMaya Preferred merchants.

Here are the three rewarding reasons why it is worth dropping by at Ministop with an active PayMaya account.

1. Experience quick and hassle-free payment through PayMaya QR scan-to-pay.

Ask for the PayMaya QR code at the cashier. Scan the code to pay for your purchase smoothly and instantly.

Create an active PayMaya account: How to Download and Register a PayMaya account.

2. Earn a #BalikBayad of PhP50 once a week.

From February 19 until April 18, 2020 whenever you scan to pay a minimum of P200 using PayMaya QR at participating Ministop branches nationwide, your PayMaya credits will be added with PhP 50.


Scan To Pay. Ask for the PayMaya QR code at the cashier. Scan the code to pay for your purchase smoothly and instantly. Ministop takes pride in its ready-to-eat offerings that suit the varied tastes and wants of Filipinos, such as the best-selling Uncle John’s Fried Chicken. Being the first convenience store in the country equipped with an in-store kitchen facility, Ministop’s food selections are served hot and fresh every day. Ministop Philippines has almost 500 stores in key areas of Metro Manila, South Luzon, and Visayas, with stores located in Cebu, Bacolod, Dumaguete, Roxas and Boracay. (https://www.ministop.com.ph/about-us)


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This is on top of the usual 1%, 10%, or 100% cashback you can get whenever you use PayMaya QR at thousands of partner merchants

3. Add money at the Ministop branch swiftly.

Deposit an amount to your PayMaya account in select branches through the Pay & Go kiosk. The add money machines will soon be enhanced to offer even more convenient add money options in the coming months.

 “Whether it’s grabbing Ministop’s famous Uncle John’s Fried Chicken for a quick lunch or buying supplies for home, your payment experience just got more convenient and rewarding because of PayMaya QR. It’s the perfect marriage of convenience and rewards, which makes buying your items at Ministop with PayMaya even more exciting,” said Raymund Villanueva, Head of QR Ecosystems at PayMaya.



SCAN TO PAY AT KFC TOO!

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Get PhP 100 Cashback every week when you scan to pay PayMaya QR code at KFC. Minimum order should be PhP 200.


HOW TO DOWNLOAD PAYMAYA APP:

1. Download the PayMaya App. Get it on Google Play or on the App Store.
2. Register with your personal details. Use our code, copy 1p374rl and paste.

HOW TO UPGRADE FOR FREE:

1. Log in to the PayMaya app. For Android: Tap MENU. For iOS: tap MORE. Then tap UPGRADE FOR FREE.

2. Submit required information and upload photo of YOUR VALID ID (not your photo. Your ID). You need at least one (1) primary ID or two (2) secondary IDs. Make sure all IDs can be seen clearly in the photo.

3. Wait for a verification code sent through the app & SMS. Use this as reference during your face-to-face validation.

4. Tap START VIDEO CALL to talk to the UPGRADE OFFICER who will validate your application. Once application is approved, you may now enjoy the perks of an upgraded PayMaya account!


To know how you can maximize your PayMaya account, visit www.PayMaya.com/deals or follow @PayMayaOfficial on Facebook, Twitter, and Instagram.