Bangkerohan – Davao City’s Largest Public Market Now Accepts Digital Payments

Bangkerohan is now a “Digi-Palengke” with Maya.

Maya, formerly PayMaya, is transforming Davao City’s Bangkerohan Public Market, with the launch of the Paleng-QR PH initiative. Starting November 23, Davao City’s biggest public market is a live “Digi-Palengke” where consumers, vendors and tricycle drivers enjoy the convenience of cashless payment transactions regardless of their e-wallet or bank accounts.

Download the Maya app now and create an account. Copy the code JX6YG4M10614 and paste upon account registration.

The Paleng-QR Ph program aims to digitalize transactions starting with public markets and local transportation. The program enables vendors and tricycle drivers to accept digital payments from customers regardless of their e-wallet or bank accounts via QR Ph, the national standard for QR payment. Maya’s QR codes are QR Ph-compliant, and its app can scan any QR Ph-powered transaction.  

Creating digi-palengkes, on the other hand, is part of Maya’s own LGUs Embracing and Accelerating Digitalization (L.E.A.D). Through this program, Maya equips local governments like Davao City with business-in-a-box payment acceptance solutions and disbursement tools to enable faster public service delivery. 

Spearheading the “digi-palengke” program is Davao City Government with the support of the Bangko Sentral ng Pilipinas (BSP) and the Department of Interior and Local Government (DILG). Also supporting the launch are PLDT and Smart Communications.  

“By promoting the interoperable QR PH national standard codes, Paleng-QR PH creates a simple but more powerful digital finance experience at the local community level. At Maya, we fully support Davao City’s vision to build a stronger digital ecosystem,” said Orlando Vea, Maya CEO and Founder and Maya Bank Co-Founder.  

Basta QR PH, pwede kami sa Maya,” Vea added. 

The BSP’s QR Ph initiative is part of the overall financial services transformation roadmap of the Philippines. It aims to raise Filipinos’ trust in digital financial services, as consumers and enterprises will get used to sending and receiving cashless payments for everyday transactions.  

Maya’s full support to QR PH, in fact it is the first digital financial services platform to adopt QR Ph, is in line with the BSP’s thrust to increase the share of Filipino adults with a financial account from 56% in 2021 to 70% in 2023 and grow the volume of digital payments from 20% in 2021 to 50% by next year.  

“Digital payment is the entry point of Filipinos to the financial system. As they build their financial footprint, consumers and MSMEs can access more progressive digital banking services offered by Maya,” said Vea.  

Have You Downloaded Your Maya App?

More than 52 million users can enjoy a seamless experience using Maya’s consumer platforms that can send and accept P2P payments from other QR Ph-participating financial institutions. Download the Maya app now and create an account. Use our code. Copy JX6YG4M10614 and paste upon account registration.

Meanwhile, non-Maya users can pay at over 800,000 QR Ph-enabled Maya merchants, which are present in 96% of the total cities and municipalities.  

Maya has made it easier for consumers to spend, save, get credit, and invest in crypto just by using its top-rated all-in-one money app. Its merchant partners, meanwhile, can open a business deposit account and access revolving credit lines leveraging their payment transactions.  

To know more about Maya, visit maya.ph or follow @mayaiseverything on Facebook, IG, TikTok, and YouTube and @mayaofficialph on Twitter. Join the Maya Telegram community at https://t.me/TeamMayaPH

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Three “Money Moves” While at Home | Transactions That Matter

A real working internet connection turns your home into a bank.

For someone who creates relationships through selling, being restricted from my prospective buyers was a haunting circumstance. The idea of staying at home stormed my mind with rephrased versions of the question: How do I keep my monthly cash flow running while in quarantine? 

It was hard at first, just like everything that is rewarding. Disclaimer: I am not a Financial Guru. But these are three of the money moves I made in 2020 to be fiscally fit while being physiologically healthy at home amid the Covid-19 pandemic. 

Buying IPO Shares

This might be the most daring impulse the lockdown made me do, but as what they say: Life is for those who dare. 

“An initial public offering (IPO) is a process in which a company sells its shares of ownership to the public for the first time.” Read more about IPO here: https://grit.ph/ipo/

Using a humble slice from my emergency fund, I bought an IPO share of a supermarket chain. It made sense for me to invest in a company that sells essential and pharmaceutical needs. I thought that the demand for these products would be high in a pandemic. After six months, its value is now seven times more. 

Two ways to earn when investing in stocks.

Read more about investing in stocks. Create a Philippine Stocks Exchange account ( https://easy.pse.com.ph/). Open an online stock brokerage account now. Download its App. Fund it with an amount you can dare to invest. Buy shares. Join several Traders’ Group on social media to read about their experiences. Monitor the movement not just daily, but per trading. Learn it by doing with a reliable internet connection at home. 

Rekindling my Love for Cryptocoins 

When you are able to trace the Evolution of Money, from the Barter system to printed paper money up to the latest QR code payment mechanism, you would definitely buy the concept of Cryptocurrency like I did. I owned some values of it last 2015. That was not as traded as Bitcoin yet. In fact, it was still at its pre-Initial Coin Offering stage. I fell out of love with it over the pre-Covid years, though. I forgot about it. Completely. 

Think of Cryptocurrencies as you would arcade tokens or casino chips. You’ll need to exchange real currency for the cryptocurrency to access the good or service (https://www.nerdwallet.com/article/investing/cryptocurrency-7-things-to-know) Image from: https://blog.rsisecurity.com

When the quarantine started, people stayed online longer while staying at home. Hence, the digital currency industry was somewhat given a rebirth. I dug in my account details from my previous email and revisited my coded coins. With a reliable internet connection at home, I was able to reactivate my account. The coins were still there, six years old, rediscovered with a higher value. 

Read more about Cryptocurrency. Pick a trading app. Open an account and fund it as you can tolerate. You can own a little bit of every coin on display. Be a user of your coin too. Use some when you buy online. Usability helps it to survive and appreciate. 

Achieving Zero Liability

The same year I owned my first crypto money, I also received my first credit card. It was euphoric. That year was the splurging peak of my money behavior. I maxed the limit out in forty- five days. Coincidentally, a budgetary problem plagued the family that same year, and I had to shoulder the clan’s expenditure for a longer time than I expected. My expenses were greater than my base pay and incentives combined. Then, the bank collector started phoning me. It was noisy. With my balance unpaid over the years, my liability had gone four times higher. The collector started sending emails to me. It was choking. 

Despite this, I never really stopped communicating with them. Being at the other side of the line AT ALL TIMES was the only leverage I knew to be offered with less noisy and choking terms, if not an emancipating amnesty program. 

My constant friendly replies to the agent worked out at last. Due to the pandemic, the bank offered an amnesty arrangement. I was asked to settle ten percent of my obesed debt to certify my name with a fully paid account. I paid it the soonest I could.

Every debt has its premise and promise. Whenever you are in debt, my advice is never to the other side feel disconnected. The connection you have with the collecting agent is a prelude to paying right. Consequently, paying full. Thereby claiming once again a glorious reputation of your name. That matters. Finally, it is dulcet and harmonious now. That was the longest negotiation in my life.

Trusting a working internet connection at home is synonymous not just to the growth, minimal or exponential of your assets.

Despite a world health crisis, one must push through with transactions, may it be trading, value investing, or simply paying. With all the transactions which succeeded last year, I realized that trusting a working internet connection at home is synonymous not just to the mere survival of your funds but to the growth, minimal or exponential of your assets. Indeed, a real working internet connection turned our home into a bank, ran every money movement that matters. 

“Cash Agad” Provides Unhindered Access to Money to Filipinos in Distant Communities Amid the Pandemic

Cash Agad is a service that turns community-based shops and similar establishments into a neighborhood ATM. It has been operating in both far-flung and semi-urban communities for the past several years, allowing residents to make cash withdrawals, receive remittances and government cash subsidies,make balance inquiries, and get access to calamity funds and loan releases.

An Access-to-money Story From Mindanao

According to Elsa Pardo, a store owner from Lantapan, a municipality in Bukidnon Province, Mindanao, until today there’s just one single bank operating in their community.

When the bank’s ATM runs out of cash or is in need of repair, people will have to wait and endure a few days without cash. Those who can’t afford to wait would have to go to the nearest urban area which is some 14 kilometers away. Transport fares can get quite expensive.

According to Elsa, sometimes even these other ATMs also run out of cash or go offline. In such cases, people would have to return home and go back the following day. 

How much more when quarantines were imposed due to COVID-19? Can you imagine how difficult their access to funds was? 

Elsa runs her Cash Agad service at her store in their municipality’s public market. When the pandemic hit and community quarantine was declared, she worked with the local government so that Cash Agad transactions could be done safely and in compliance with physical distancing regulations.

“Mahirap dito noong nagka-quarantine.  Hindi makalabas yung mga tao.  Kaya sabi nila, it’s a good thing there’s Cash Agad.  Kasi mas madali na sa kanila mag-withdraw ng pera.  Kung pupunta pa sila sa malayo, madami pang aasikasuhing requirements.  Kailangan pa ng quarantine pass. Travel pass. Very inconvenient. Pag dito sa Cash Agad, malapit lang tapos makukuha pa agad yung pera. Sandali lang ang queueing time,” Elsa explained.

Cash Agad is indeed one example of a bank’s faith in the resilience and resourcefulness of Filipinos in the countryside. Elsa’s story is just one of the pieces of proof that the unhindered access to cash provided by Cash Agad is crucial to people’s life whether or not there is a pandemic.

“Financial inclusion in far-flung communities is a driver for economic growth. Some places are too far away or located in terrain that make it difficult, logistically, to build a bank branch. Take for example some islands or mountainous regions. That’s why innovative services like Cash Agad are a way to bridge the gap. As more spending occurs in a community, the better for residents and businesses,” said Jim Nasol, Head of Agency Banking, BDO.

The service of Cash Agad affects wider than the household of the card holder. In a more expanded horizon, when you give the people in more communities ready access to cash, the spending and capital flow increase. Thus the local economy lives, grows.

*It was BDO Unibank Inc. that first originated the idea of the services offered by Cash Agad.

For more information about Cash Agad and how it benefits Cash Agad partner agents and their communities, visit www.bdo.com.ph/cash-agador email cashagad@bdo.com.ph. ###.

Bonds Made Me A Financial Product Shopaholic | How to Buy PH Government Bonds Using a Smartphone?

When are you planning to start your investment journey?

Everyone has a unique investment journey. Mine began with Bonds. A Bond is a form of loan where the holder of the bond is the lender (you), lets the issuer of the bond (government or company) borrow money with a fixed interest rate and definite maturity date. These are offered by the partner banks of the issuer. *Please do more readings before investing.

Why did I choose bonds, Government Bonds to be exact, as my first financial product? No it was not because of the interest rate. Though most bonds have higher interest rates than savings products offered by banks, the gain from bonds is not really that big versus other investment products in the market.

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The interest value of PhP 300 added in my bank account back then as my first income from the bonds I purchased is an immortal investing reminiscent of pleasure. That gratification conditioned me to search and shop more money-generating instruments in the market. When the government paid back the sum of the bonds I availed at the agreed maturity date, the emotions became more desirable, addictive but in a wholesome connotation. That feeling gave birth to my investing habit.

I elected bonds to be my first asset in my portfolio to teach myself a habit. I believe that one’s investing journey, though expectedly is filled with risks, should start with a rewarding emotional association of “It is true. I earned from it!” as a “When it was my first time to invest.” memory. The interest value of PhP 300 added in my bank account back then as my first income from the bonds I purchased is an immortal investing reminiscent of pleasure. That gratification conditioned me to search and shop more money-generating instruments in the market. When the government paid back the sum of the bonds I availed at the agreed maturity date, the emotions became more desirable, addictive but in a wholesome connotation. That feeling gave birth to my investing habit. That memory is a powerful take-off to the loftier heights of my narrative as a financial product shopaholic. Have you created such memory? You have to create it for your sake.

It is more affordable now to buy bonds. You can own the least at PhP 5,000. Also an equally inviting reason to own some bonds now is, you can buy it right from where you are NOW using the PayMaya app. Thankfully, you don’t have to go to the banks, get a priority number and so on.

HOW TO BUY BONDS USING YOUR SMARTPHONE WITH PAYMAYA

Digital financial services leader PayMaya has extended its financial inclusion mission into the retail investing space with the government’s Retail Treasury Bonds offering.

Partnering with Bonds.Ph, a new online investment platform powered by the Philippine Digital Asset Exchange (PDAX) , it will now allow small individual investors to avail of the government’s next Retail Treasury Bond (RTB) offering using their PayMaya accounts.

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You can buy bonds NOW. Prospective investors can invest in amounts as low as P5,000 up to an aggregate of P500,000.

1.Simply download the app using this link https://official.paymaya.com/CAK1/425eb133

2.Register for an account using only your mobile number. Earn P100 upon registration! Just copy and paste this code upon registration: < 1p374rl >

3.Add Money to your account to pay for the Bond.

Add Money Tip: You can Add Money through the 7-Eleven convenience stores near you.

Tap “Add Money” found at the App. Then choose on the “Add Money Partners”, tap the 7-Eleven box. Type the amount and tap continue. Show the bar code to the nearest 7-Eleven cashier. Pay for the amount. Wait for the SMS confirmation.

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ADD MONEY to your PayMaya account using these banks.

4.Download the Bonds.Ph app from the App Store for iOS users and Google Play Store for Android Users.

5.Register and verify your account.

6.Go to the Cash In section of the app and select Pay with PayMaya. 

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Go to the Cash In section of the app and select Pay with PayMaya. A minimal fee of P5.00 per transaction will apply.

7.Choose the amount you want to cash in, then complete the payment process after receiving the payment details in your email.

8.Once your account has been funded, choose the bond offering you want to invest in, review the transaction details, and click “Buy” *Prospective investors can invest in amounts as low as P5,000 up to an aggregate of P500,000.

9.The subscription will have an “Awaiting Subscription” status until the final allocation is completed. All orders are considered final upon placement and can no longer be cancelled.

10.To check the status of your investment, click the “My Orders” button in the Bonds.Ph app. An email will also be sent to you for the notice of successful purchase of the Bond.

11.Once the investment has matured, you may also choose to withdraw the proceeds from your Bonds.Ph account straight to your PayMaya account. Simply choose PayMaya as the account where you will cash out your earnings. There is a minimal fee of P5 for every cash out transaction made through your PayMaya account.

*

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RTB 24 is available from  July 16 to August 7, 2020! RTB 24 is a 5-year fixed-income investment that yields 2.625% per annum, with a minimum investment amount of P5,000. For more details, visit http://www.treasury.gov.ph/rtb.

12.Follow the Facebook page of the Philippine Bureau of the Treasury to be updated on the latest Government Bonds offering. https://www.facebook.com/TreasuryPh/


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That memory is a powerful take-off to the loftier heights of my narrative as a financial product shopaholic. Have you created such memory? You have to create it for your sake.

I bought a safe and fixed-rate financial instrument like Bonds not mainly with the expectation to gain big. I decided to buy some to create an enticing introduction of my investing journey. It motivated me a lot. My story has twists but is definitely not ending anytime soon. When are you going to start your investment journey?

*PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cut across consumers, merchants, and government. Aside from providing payments acceptance for the largest e-Commerce, food, retail and gas merchants in the Philippines, PayMaya enables national and social services agencies as well as local government units with digital payments and disbursement services.   

Through its app and wallet, PayMaya provides millions of Filipinos with the fastest way to own a financial account with over 40,000 Add Money touchpoints nationwide, more than double the total number of traditional bank branches in the Philippines combined. Its Smart Padala by PayMaya network of over 30,000 partner touchpoints nationwide serves as last mile digital financial hubs in communities, providing the unbanked and underserved with access to services. To know more about PayMaya’s products and services, visit www.PayMaya.com or follow @PayMayaOfficial on Facebook, Twitter, and Instagram.

BDO Remit Features a Funny Piolo Pascual in New Video Ads to Bring Laughter and Hope to Overseas Filipinos Amidst Pandemic

Banking and remittances are crucial to our survival, sanity, and happiness.

“Mahilig ang mga Pinoy sa drama eh. Pero pati comedy rin. Etong mga videos, parang pinagsama yan tapos may twist. Yung pangkalahatan na mensahe ng video ay kailangan natin ngayon: yung kasiyahan at pag-asa.” Piolo Pascual, Ex-OFW, Philippine Actor on the new BDO Remit video Ads.

Read: Piolo Pascual as an Overseas Filipino Security Guard back then

*The videos are shown in BDO branches, on BDO’s YouTube channel and on BDO Kabayan Facebook page.

BDO Remit – through BDO Kabayan Savings – its special savings & remittance account for the overseas Filipino market – has become a lifeline for overseas Filipinos during the pandemic. BDO Remit has kept its services running to help Filipinos overseas and their families cope with the challenges of the pandemic.


CALL FOR BAYANIHAN

Piolo added that the new videos show precisely how to help. “In all the videos, mapapansin mo na kahit light and funny ang approach, malinaw ang mensahe: kapag ang kapwa Pinoy ay nasa alanganin, kapwa Pinoy ang tutulong. Hindi naman kailangan na solohin natin ang problema. Ang lakas ng Pilipino, nasa pagtutulungan, bayanihan. Especially during this pandemic, which is a huge, global problem, we need to call on the best in ourselves and help each other,” he said.

The new video commercials are light-hearted spin-offs or even slight spoofs of classic scenes in his movies “Milan” (with Claudine Barretto) and “Starting Over Again” (with Toni Gonzaga). As the videos’ release coincides with OFs’ present situation, they take on more significance and meaning in Piolo’s view.

“STARTING OVER THERE” | VIDEO LINK:

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In the video, “Starting Over There”, a desperate man (named Marco Villanueva, played by Piolo) chases after a taxicab in the rain, calling after “Ginny” (the character played by Toni Gonzaga in the original film). It is implied that, similar to the film, Ginny is leaving Marco to work abroad.
We then realize that Marco is doubly desperate as he kneels in the rain, because Ginny seems to have left with his ATM card. He says that he needs it to access a remittance. Then a twist happens when an old woman, hair done in curlers, finds Marco as he fumbles in his pockets. Marco sees the ATM card was in his pocket all along.
The old woman chides him, pointing out that with his ATM card, Marco can access an ATM, a BDO branch, and even a BDO Cash Agad kiosk at a sari-sari store. All of which are just around the same block as they are.

“STARTING OVER TODAY” | VIDEO LINK:

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Another video, “Starting Over Today,” shows the same character, Marco, passionately delivering the classic lines from the original film. We realize that Marco is inside a bank, somewhat mortified that he wasn’t able to get a BDO Kabayan Savings earlier–because he thought it would be a complicated, arduous process. The teller assures him otherwise.

Read: HOW TO OPEN A BDO KABAYAN SAVINGS ACCOUNT

”MULA SA ABROAD” | VIDEO LINK:
https://www.youtube.com/watch?v=-zaqgl82Iao

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The third video, based on “Milan,” shows Marco asking help from a lovely fellow OF in sending money from Italy to a BDO Kabayan Savings account. The lady – whose features are noticeably familiar – is supposed to be a stand-in for Claudine Barretto.

Piolo has played several OF characters in various dramatic films–it’s a role that he also knows in real life because he used to be a security guard in Los Angeles, California before he achieved Philippine movie stardom.

“Ang drama natin ngayon, real life. Pandemic. Lost jobs. Quarantine. Sandaang araw na itong drama. Hindi kagaya ng drama sa pelikula, two hours lang. So we need relief, we need to feel lighter, to see that we can still smile. Ma-realize lang natin na, oo nga, okay pa rin tumawa, magsaya. Na meron pa ring pag-asa. May solusyon. We can always find ways,” said Piolo.

Funny videos help Overseas Filipinos (OF) bear the pandemic’s mental burden

Experts in the Philippines and other countries have been warning us: along with the wave of COVID-19 infections would be a wave of mental illness. There’s no avoiding that: people are anxious, afraid, and many have lost jobs and face an uncertain future. Add to that our collective isolation, loneliness, and dread. Overseas Filipinos (OFs) are particularly vulnerable.

Actor Piolo Pascual is among those calling for more support for OFs during the pandemic. He said that overseas Filipinos are already under a great amount of pressure as they face tough emotional, physical, and financial challenges. It’s not surprising then that some of them would have mental health issues.

“For decades, our economy benefited from billions of dollars in remittances. At this time, it’s our turn to give back and support OFs now that they are going through both a pandemic and an economic downturn,” said Piolo.

Reaching out, getting help

Piolo said that the most important thing that OFs need to remember is to reach out for help. “Marami kasi sa atin, may tendency to keep things to ourselves. Masyado tayong matiisin. Akala natin puntos para sa atin yung magdusa. No, it’s not. Kung malungkot ka, o masama ang loob, call a friend. Makipag-usap sa kapamilya. Wala namang award na ibibigay sa iyo kapag sinarili mo ang problema mo. Nagiging delikado lang lalo ang mental health mo,” he said.

He also reminded OFs not to hesitate getting professional help if needed. “There’s still a stigma over mental health. Sa panahon ngayon, hindi na dapat ikahiya ang mental illness. Tratuhin natin na tulad lang ng ibang sakit sa katawan.” He noted that there’s no shame in getting help in order to be better in our minds and emotions.’

Piolo added that people should be more empathetic and compassionate. “Pag may lumapit sa atin dahil nalulungkot, o may problema. Huwag balewalain. Sometimes, we say, ‘Kaya mo yan!’ pagkatapos iiwanan natin.. Hindi sapat yun. Huwag natin iwanan. Samahan natin tapos pakinggan natin.Hindi naman kailangan tayo ang mag-solve ng problema. Basta maiparamdam natin na hindi siya nag-iisa. Na nandon tayo to support him or her.” 


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No Maintaining Balance. Open a BDO Kabayan Savings account now. Steps how are here: HOW TO OPEN A BDO KABAYAN SAVINGS ACCOUNT



All the new videos aren’t just fun and enjoyable to watch but also showcase how Filipinos, deep down, are ready to help someone in need. During this public health and economic crisis, all essential services–including banking and remittances–have become crucial to our survival, sanity, and happiness. The pandemic and economic crunch may last longer than expected. But as Piolo’s commercials show, in their own witty and hilarious way, we still have each other. And that’s worth the effort to keep on fighting and hoping.

                                                                       

This app enables sellers to accept QR, online payments of up to PhP 250,000 a month for free | How to Download PayMaya “Negosyo” App

Micro-, small- and medium-sized enterprises (MSMEs) can now add a payment option for online buyers.

To upkeep your business transactions despite of today’s global health situation,  an entrepreneur has to adapt the new normal of the trade – Contactless (But safe and fast) payment option. Merchants can easily adapt to this without a need for an e-commerce website.

“As of May 2020, the Department of Labor and Employment (DOLE) have received temporary closure notice from over 50 micro, small, and medium enterprises (MSMEs) affecting almost 190,000 employees.”

The Philippines’ only end-to-end digital payments ecosystem enabler, PayMaya activates a mobile payment platform for micro-, small- and medium-sized enterprise (MSME) owners which enables them to accept up to PhP 250,000 worth of payment a month for free – The PayMaya Negosyo App.

How to Download PayMaya Negosyo App

It is PayMaya account for merchants. Compared with PayMaya consumer accounts that just have a P100,000 account limit for upgraded users, ‘Negosyo’ app users have a monthly limit of up to P250,000.)

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  1. Download the PayMaya Negosyo app. Available for Android devices as of now.
  2. Sign up through the app using your mobile number.
  3. Upload one valid government ID as well as a video selfie for liveliness check.
  4. Wait 24 to 48 hours for the application to be reviewed and approved.
  5. Start accepting digital payments right away whether from PayMaya users or account holders of other banks and e-wallet providers. 
  6. Once the payments are received in your merchant’s PayMaya Negosyo wallet, you can then transfer these amounts to your respective bank accounts via InstaPay.

“As more consumers begin to prefer shopping online and paying using contactless methods, PayMaya Negosyo will give our MSMEs the easiest and fastest way to accept digital payments from across a variety of sources–all they need now is their smartphone and a valid ID,” said Shailesh Baidwan, President of PayMaya. 

Physical distancing and online purchases are already part of the norm for everyone. The silver lining of this pandemic in the context of business perhaps is, It encourages consumers to trust the convenience of cashless and contactless payment. With the the surge of online purchases, the “PayMaya Negosyo app” weans not just the consumers but also the merchants by making contactless transactions easily adaptable as a new normal.

To know more about PayMaya Negosyo, visit https://www.paymaya.com/negosyo-merchant

PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cuts across consumers, merchants, and government. Aside from providing the payments acceptance for the largest e-Commerce, food, retail and gas merchants in the Philippines, PayMaya is enabling national and social services agencies as well as local government units with digital payments and disbursement services.  

 Through its PayMaya app and wallet, it is providing millions of Filipinos with the fastest way to own a financial account with over 40,000 Add Money touchpoints nationwide, more than double the total number of traditional bank branches in the Philippines combined.  

 Its Smart Padala by PayMaya network of over 30,000 partner agents nationwide serves as last mile digital financial hubs in communities, providing the unbanked and underserved with access to services. 

Dropping by at Ministop : 3 Rewarding Reasons Why Not to Pay in Cash. Just PayMaya!

It is the perfect marriage of convenience and rewards!

The Cashless Lifestyle for the on-the-go Filipinos gets more convenient as Ministop, with 500 branches in the Philippines joins the growing list of PayMaya Preferred merchants.

Here are the three rewarding reasons why it is worth dropping by at Ministop with an active PayMaya account.

1. Experience quick and hassle-free payment through PayMaya QR scan-to-pay.

Ask for the PayMaya QR code at the cashier. Scan the code to pay for your purchase smoothly and instantly.

Create an active PayMaya account: How to Download and Register a PayMaya account.

2. Earn a #BalikBayad of PhP50 once a week.

From February 19 until April 18, 2020 whenever you scan to pay a minimum of P200 using PayMaya QR at participating Ministop branches nationwide, your PayMaya credits will be added with PhP 50.


Scan To Pay. Ask for the PayMaya QR code at the cashier. Scan the code to pay for your purchase smoothly and instantly. Ministop takes pride in its ready-to-eat offerings that suit the varied tastes and wants of Filipinos, such as the best-selling Uncle John’s Fried Chicken. Being the first convenience store in the country equipped with an in-store kitchen facility, Ministop’s food selections are served hot and fresh every day. Ministop Philippines has almost 500 stores in key areas of Metro Manila, South Luzon, and Visayas, with stores located in Cebu, Bacolod, Dumaguete, Roxas and Boracay. (https://www.ministop.com.ph/about-us)


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This is on top of the usual 1%, 10%, or 100% cashback you can get whenever you use PayMaya QR at thousands of partner merchants

3. Add money at the Ministop branch swiftly.

Deposit an amount to your PayMaya account in select branches through the Pay & Go kiosk. The add money machines will soon be enhanced to offer even more convenient add money options in the coming months.

 “Whether it’s grabbing Ministop’s famous Uncle John’s Fried Chicken for a quick lunch or buying supplies for home, your payment experience just got more convenient and rewarding because of PayMaya QR. It’s the perfect marriage of convenience and rewards, which makes buying your items at Ministop with PayMaya even more exciting,” said Raymund Villanueva, Head of QR Ecosystems at PayMaya.



SCAN TO PAY AT KFC TOO!

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Get PhP 100 Cashback every week when you scan to pay PayMaya QR code at KFC. Minimum order should be PhP 200.


HOW TO DOWNLOAD PAYMAYA APP:

1. Download the PayMaya App. Get it on Google Play or on the App Store.
2. Register with your personal details. Use our code, copy 1p374rl and paste.

HOW TO UPGRADE FOR FREE:

1. Log in to the PayMaya app. For Android: Tap MENU. For iOS: tap MORE. Then tap UPGRADE FOR FREE.

2. Submit required information and upload photo of YOUR VALID ID (not your photo. Your ID). You need at least one (1) primary ID or two (2) secondary IDs. Make sure all IDs can be seen clearly in the photo.

3. Wait for a verification code sent through the app & SMS. Use this as reference during your face-to-face validation.

4. Tap START VIDEO CALL to talk to the UPGRADE OFFICER who will validate your application. Once application is approved, you may now enjoy the perks of an upgraded PayMaya account!


To know how you can maximize your PayMaya account, visit www.PayMaya.com/deals or follow @PayMayaOfficial on Facebook, Twitter, and Instagram.