Piolo Pascual temporarily left showbiz at age 19 to join his mom and other siblings in California, USA. There, he juggled two jobs, working as a hospital staff during the day and as a security guard in downtown Los Angeles at night. He was working almost 16 hours a day, only to make ends meet. While very challenging, he said his life abroad was full of valuable lessons, which helped him achieve financial freedom.
Piolo Pascual as a doubly-worked Overseas Filipino
When I migrated to the US, I had to start from scratch. I had to work right away or else I wouldn’t have any food on the table,” he said of his early struggles.
“I had two jobs because my salary was not enough to pay for my insurance, my car, my rental, my food, and allowance,” Piolo added.
Two years after moving to the US, he decided to go back home. He wanted to give acting another try. While his years as an OF didn’t last long, he credits much of his success to the valuable lessons he learned while living and working abroad.
“I wouldn’t be what I am today if it weren’t for the hardships I went thru as an OF. I learned to work very hard to be able to pay for things but at the same time, I learned not to spend beyond my means. It really takes discipline to be practical and not buy things that you really do not need,” he emphasized.
More importantly, he learned that part of protecting your hard-earned money is choosing the right remittance partner, one that not only promises convenience but security as well.
Piolo Pascual as a then dependent of an Overseas Filipino
“My mom was already in the US when we were growing up. At that time, it was so hard for us to get money from her for our schooling. We would then go to an agency, which would charge us with all sorts of fees. BDO really changed the landscape of remittance. They made it easy for Filipinos overseas to send money to their loved ones,” he said.
BDO Remit is the global remittance service brand of BDO, the largest bank in the Philippines. BDO Remit’s flagship service—BDO Kabayan Savings—is the heart of bank’s service to the Overseas Filipinos and their families. Through this service, customers receive remittances in a fast, safe and convenient manner, and at the same time, are entitled to unique and long-term benefits that aim to protect their future such as free life and accident insurance.
By having an account, you build credit history with the bank, making it easier for you to apply for a car, home, or business loan in the Philippines.
Open a BDO Kabayan Savings account now at the nearest BDO branch. Requirements and steps below.
As a former OF, Piolo said he knows how much our kababayans abroad sacrifice just to be able to provide for their families back home and so he cautions OFs against sending money to just any remittance agency especially those they just happen to see online.
“You are entrusting your hard-earned money to others. Always go for someone who is trustworthy, who has a track record, and who has been there for a long time. The last thing that you want to happen is for your money not to reach your loved ones. That’s why I always choose BDO. With BDO, you are confident that your money will be safely remitted to your loved ones back home,” he said.
HOW TO OPEN A BDO KABAYAN SAVINGS ACCOUNT

Overseas Filipino and their beneficiaries may open a BDO Kabayan Savings Account at ANY BDO branch in the Philippines.
- Only PHP100 (for PHP account) or US$100 (for USD account) initial deposit
- Seafarers employed by POEA-accredited shipping companies may open a BDO Kabayan Shipping Dollar Account where they can directly credit their allotment. Only $10 initial deposit, one (1) valid ID with picture, one (1) 1×1 ID picture and a valid seaman’s book are needed to open an account.
- One (1) valid ID and One (1) 1X1 photo
- With passbook and ATM debit card
- Zero maintaining balance with at least one (1) remittance within two (2) years. Your BDO Kabayan Savings will automatically convert to a regular ATM savings with a maintaining balance requirement of Php2,000 when there is no remittance within two (2) years.
- Remitters may qualify for free life and accident insurance. Click here to register.
- Earn BDO Rewards points too from your savings and remittances! Know more.
REMITTANCE OFFICE LOCATIONS
In Asia, BDO Remit has a total six (6) remittance offices located in Hong Kong, Macau and Japan; three (3) representative offices in Singapore, Taiwan and Korea; and a full branch in Hong Kong. In the Middle East, BDO Remit has one (1) representative office in the United Arab Emirates and three (3) remittance offices in North America, two (2) of which are located in California, USA and one (1) in Toronto, Canada. In Europe, BDO Remit has presence in the United Kingdom, France, Ireland, Italy, and Spain, with a total of nine (9) remittance offices in the said countries.
More than BDO Remit’s role to transmit remittances from Filipinos overseas to their beneficiaries in the Philippines, the brand strives to uplift the market through innovative product and service offerings, value added product features, loyalty rewards, special events, as well as partnerships with various institutions for greater customer reach both locally and abroad.
Through BDO Remit, BDO was named the 2017 “Commercial Bank that Generated the Largest Overseas Filipino Remittances” at the 2018 Bangko Sentral ng Pilipinas’ Stakeholders Awards. BDO Unibank has won the award from 2008 to 2010, and again from 2013 to 2016.”
About BDO Unibank, Inc.
BDO is a full-service universal bank which provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust and investments, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, credit card services, and stock brokerage services.
BDO has one of the largest distribution networks, with more than 1,400 operating branches and over 4,400 ATMs nationwide. It also has full-service branches in Hong Kong and Singapore as well as 20 overseas remittance and representative offices in Asia, Europe, North America, and the Middle East.
BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of September 30, 2019. For more information, please visit www.bdo.com.ph.