This app enables sellers to accept QR, online payments of up to PhP 250,000 a month for free | How to Download PayMaya “Negosyo” App

Micro-, small- and medium-sized enterprises (MSMEs) can now add a payment option for online buyers.

To upkeep your business transactions despite of today’s global health situation,  an entrepreneur has to adapt the new normal of the trade – Contactless (But safe and fast) payment option. Merchants can easily adapt to this without a need for an e-commerce website.

“As of May 2020, the Department of Labor and Employment (DOLE) have received temporary closure notice from over 50 micro, small, and medium enterprises (MSMEs) affecting almost 190,000 employees.”

The Philippines’ only end-to-end digital payments ecosystem enabler, PayMaya activates a mobile payment platform for micro-, small- and medium-sized enterprise (MSME) owners which enables them to accept up to PhP 250,000 worth of payment a month for free – The PayMaya Negosyo App.

How to Download PayMaya Negosyo App

It is PayMaya account for merchants. Compared with PayMaya consumer accounts that just have a P100,000 account limit for upgraded users, ‘Negosyo’ app users have a monthly limit of up to P250,000.)

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  1. Download the PayMaya Negosyo app. Available for Android devices as of now.
  2. Sign up through the app using your mobile number.
  3. Upload one valid government ID as well as a video selfie for liveliness check.
  4. Wait 24 to 48 hours for the application to be reviewed and approved.
  5. Start accepting digital payments right away whether from PayMaya users or account holders of other banks and e-wallet providers. 
  6. Once the payments are received in your merchant’s PayMaya Negosyo wallet, you can then transfer these amounts to your respective bank accounts via InstaPay.

“As more consumers begin to prefer shopping online and paying using contactless methods, PayMaya Negosyo will give our MSMEs the easiest and fastest way to accept digital payments from across a variety of sources–all they need now is their smartphone and a valid ID,” said Shailesh Baidwan, President of PayMaya. 

Physical distancing and online purchases are already part of the norm for everyone. The silver lining of this pandemic in the context of business perhaps is, It encourages consumers to trust the convenience of cashless and contactless payment. With the the surge of online purchases, the “PayMaya Negosyo app” weans not just the consumers but also the merchants by making contactless transactions easily adaptable as a new normal.

To know more about PayMaya Negosyo, visit

PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cuts across consumers, merchants, and government. Aside from providing the payments acceptance for the largest e-Commerce, food, retail and gas merchants in the Philippines, PayMaya is enabling national and social services agencies as well as local government units with digital payments and disbursement services.  

 Through its PayMaya app and wallet, it is providing millions of Filipinos with the fastest way to own a financial account with over 40,000 Add Money touchpoints nationwide, more than double the total number of traditional bank branches in the Philippines combined.  

 Its Smart Padala by PayMaya network of over 30,000 partner agents nationwide serves as last mile digital financial hubs in communities, providing the unbanked and underserved with access to services.