Your Ultimate PayMaya Discount and Cashback Guide for 11.11 Sale 2019

Holiday Shopping? Don’t Pay Cash. PayMaya!

As the holiday shopping season kicks off with the various “11.11” (November 11) online and in-store sale events nationwide, you deserve convenience and savings while being generous this Yuletide season. Are you shopping gifts for yourself and your loved ones? Don’t pay cash. PayMaya!

The Discount and Cashback Guide for the 11.11 Sale Events below, gives you enough reason to download the PayMaya App and own a PayMaya Card.

PAYMAYA CASHBACKS FOR 11.11 SALE EVENTS 

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100% CASHBACK on your P100- P500 holiday purchases using PayMaya Card or QR scan payment using PayMaya App.

P250 CASHBACK on accumulated total purchase of P5,000 (minimum of P500/ transaction) using PayMaya Card.

P500 CASHBACK on accumulated total purchase of P5,000 (minimum of P500/ transaction) using QR scan on PayMaya App .

Use the PayMaya App Virtual Card to shop during your work break, while staying at home or while en route to your travel destination. 

 

Use PayMaya Card to shop in-store at your favorite mall. You can also ask the cashier for the PayMaya QR code to scan and pay.

READ HERE ON HOW TO DOWNLOAD PAYMAYA APP 

PAYMAYA DISCOUNT ON LAZADA APP

P300 discount on your purchase of at least P1000. Redeem the PayMaya voucher in the Lazada app.

PAYMAYA DISCOUNT ON Rustans.com

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“PAYMAYAMONDAY10” 10% discount code when you shop at Rustans.com

Copy and paste the code PAYMAYAMONDAY10 to enjoy 10% discount when you shop at Rustans.com every Mondays of November and December. Set the reminder on your phone’s calendar now.

You can avail of this promo when you spend at least P1,000, and get up to P2,000 off of your purchase.

PAYMAYA DISCOUNT ON ZALORA

 

Copy and paste the code PYMYONLINEFEVER to enjoy 25% discount or up to P2,000 when you shop for holiday wear at Zalora with a minimum purchase of P1,500.

Shop early, conveniently! Save yourself from the Christmas rush and out-of-stock items while shopping with discounts and refunds! Do not pay cash. PayMaya!


READ HERE ON HOW TO OWN PAYMAYA CARD


How to get the New PayMaya Card


  1. Download the Paymaya App. Get it on Google Play or on the App Store. 
  2. 01426188-49DD-4AD1-A05B-8A3AF50B73AF Register with your personal details. Use our code, copy 1p374rl and paste.
  3. Add money: The easiest for me is through 7/11. Tap “Add Money” choice found at the App. Then choose the 7/11 box. Type the amount and tap continue. Show the bar code to the 7/11 cashier. One new PayMaya card costs PhP 200. So add more than that amount to enjoy more the PayMaya App services.
  4. Request for your PayMaya Card at store.paymaya.com or For Android: Tap MENU. For iOS: tap MORE. Then tap MY CARDS. Tap GET IT HERE.
  5. Wait for the delivery. UPRGADE YOUR ACCOUNT meanwhile. Steps below.
  6. Activate Card. Follow the instruction sheet enveloped with your new card.
  7. Add more money (especially when traveling abroad!). Add Money and Spend up to PhP 100,000/ month. UPGRADE YOUR ACCOUNT first.
  8. Link the app and the card as one wallet. Card has NO annual fee.
  9. Shop and dine to any worldwide establishment that accepts Visa and MasterCard. Enjoy better foreign exchange rates too!
  10. Withdraw extra cash on any BancNet ATM nationwide and any VisaPlus machines worldwide.
  11. Monitor your expenses in real-time via app and SMS updates here or abroad. Easily block the card when lost or stolen. On the App, tap “More”. Then choose “My Cards”, Select the stolen/ lost card in the list. Tap Block
  12. Know more offers at http://www.paymaya.com/deals

HOW TO UPGRADE FOR FREE


1. Log in to the PayMaya app. For Android: Tap MENU. For iOS: tap MORE. Then tap UPGRADE FOR FREE.

2. Submit required information and upload photo of YOUR VALID ID (not your photo. Your ID). You need at least one (1) primary ID or two (2) secondary IDs. Make sure all IDs can be seen clearly in the photo.

3. Wait for a verification code sent through the app & SMS. Use this as reference during your face-to-face validation.

4. Tap START VIDEO CALL to talk to the UPGRADR OFFICER who will validate your application. Once application is approved, you may now enjoy the perks of an upgraded PayMaya account!

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To find out more about how you can make the most of great deals, promos, and offers with your PayMaya account, visit www.paymaya.com/deals or follow @PayMayaOfficial on Facebook, Twitter, and Instagram.    

PayMaya, the digital financial services arm of Voyager Innovations, is the only financial technology company in the Philippines offering integrated consumer and merchant payment solutions with the widest on-ground branch network. It is the first to give millions of Filipinos an e-wallet that allows them to pay cashless transactions at any time of the day, anywhere in the world, and from any device. It is the financial technology arm of Voyager Innovations, the leading technology company in the country backed by PLDT, KKR, Tencent, World Bank’s IFC and the IFC Emerging Asia Fund. 

DTI Permit No.: 21189|DTI Permit No.: 18324|DTI Permit No.: 20845 |DTI Permit No.: 21129 

Taiwan Excellence Brings Wondrous Innovations in Davao Via Taiwan Expo 2019

Featured industries are technology, agriculture, design, medical care, education and tourism.

Have you been to Taiwan? In 2018, the number of Filipinos who visited the island republic increased by 44.13%. These Pinoys were not just intrigued with the country’s food scene and picturesque views. They were also curious with the palpitating innovations of Taiwan – the “heart of Asia”

“The Taiwanese economy lists global powerhouses such as Google, Apple, Microsoft and IBM as part of its clientele.”

TAIWAN EXPO 2019

While the Taiwanese umami and spectacular sceneries remain reasons for you to fly out, those who can not visit the country yet can experience Taiwan’s wondrous technological innovations without leaving the Philippines. This is through the help of Taiwan Excellence (TE) through Taiwan Expo in the Philippines 2019. Taiwanese products which are awarded with the Taiwan Excellence Award will be showcased in respective pavilions at the SMX Convention Center, Davao on November 8-9. Featured industries are technology, agriculture, design, medical care, education and tourism.

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For those who are looking to get the best Taiwan can offer, look for the seal of the Taiwan Excellence Award.

“Products selected for the Taiwan Excellence Awards serve as shining examples for the domestic industry. Apart from the distinction, these products and brands are also promoted by the Taiwanese government on many international stages,” said Tony Lin, deputy director of the Strategic Marketing Department of the Taiwan External Trade Development Council (TAITRA).

Taiwan: At the forefront of technology with Taiwan Excellence

The Taiwan Excellence Awards covers different products that are used in various sectors such as manufacturing, education, healthcare, transportation, e-commerce, smart living, green energy, and public service.  

“Taiwan Excellence works to connect people through innovation and excellence, which they can feel in their lives every day,” Lin added.  

Over the past year, Taiwan has grown into a global leader in innovation by supplying solutions to modern problems. The value they provide is so gigantic that the Taiwanese economy lists global powerhouses such as Google, Apple, Microsoft and IBM as part of its clientele.

Thus, for those who are looking to get the best Taiwan can offer, look for the seal of the Taiwan Excellence Award. Indeed, Taiwan is at the forefront of technology with Taiwan Excellence.

Related Post : Taiwan Excellence Invites Dabawenyos to Try Award-Winning Lifestyle Brands for Free

Globally relevant innovations

The following are companies and brands awarded with the Taiwan Excellence Seal that provide concrete solutions to real world problems, effectively transforming the dreams of a smart future into reality.

SELF-DRIVING CAR

Taiwanese tech giant Acer has been developing a self-driving car that will usher in a new age in smart transportation. During the project, they partnered with Yulon Group, one of Taiwan’s top car makers.

ROBOTICS

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The SeaDragon XLR

TTRobotix’s SeaDragon XLR, a remote-controlled robot and submarine, that can dive 300 meters deep to aid in surveillance, rescue, or marine research.

AUDIO-VISUAL FACILITY

Everest Display Inc. boasts its Cloud Touch Projector. Unlike traditional projectors, the device can be used independently with its built-in Android system and a range of unique functions and features.

HYGIENE

Revolutionizing personal hygiene is the Eleclean disinfectant spray, made of 100% pure water with no chemical additives. Housed in a compact device, the water is electrolyzed to create reactive oxygen species that are strong enough to kill most disorder-causing microorganisms, while remaining gentle so that it doesn’t cause skin irritation.

ENVIRONMENT

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Edimax

To help people adjust to rising air pollution rates, Edimax created EdiGreen Airbox, a smart air quality detector with temperature and humidity sensors. It accurately measures the levels of harmful miniscule particulate matter present in the air.

HEALTHCARE

A triumph in the field of smart healthcare is being developed by AmCad Biomed. Their AmCadUT Thyroid Cancer detection machine uses the power of algorithms to automatically classify thyroid tumors. According to Peter Wu, president of AmCad, the machine can analyze whether a tumor is benign or malignant. In addition, it has an average accuracy of 90 percent, 15 to 25 percent higher than that of the most superior experts.

Be IN Taiwan without going TO Taiwan

It is easy to get lost at the rate Taiwan beats life-changing products. Thus, when you finally get the chance to visit Taiwan, do not just wander around street foods, milk teas and landscapes, explore more and even own a piece of the country’s globally relevant technologies. Meanwhile, experience the elite class of Taiwan’s wondrous innovations without going TO Taiwan. You are IN Taiwan while you are in Davao this November 8-9, the Taiwan Expo 2019.

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Now You Can Use PayMaya To Pay For Apple Services | How to Add Payment Method

PayMaya does not share your bank information with Apple, making it simple and private.

According to DeviceAtlas through its device detection platform, the iPhone variants are the most used smartphones in the Philippines. Owners of these handsets can now use PayMaya, the Philippines’ leading digital financial services company to pay for App Store, Apple Music, Apple TV app, and iTunes Store purchases, iCloud storage and more.

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PayMaya does not share your bank information with Apple, making it simple and private.

Create your own PayMaya account. Follow steps here : PayMaya Releases Newly Designed, EMV-enabled Card | How to Get | How to Upgrade

HOW TO ADD PAYMAYA AS A PAYMENT METHOD ON YOUR APPLE ACCOUNT 

1. In your iPhone settings, tap on your Apple ID and select Payment & Shipping. You might be asked to sign in.
2. Tap on Add Payment Method.
3. Select “PayMaya”. Tap “Log in to PayMaya” and complete sign in process.

Specific to device procedures (iPad, iPod touch, Mac or PC): https://support.apple.com/en-us/HT201266

The addition of PayMaya as an Apple ID payment method offers a new way to pay for Apple services without needing a credit card and still allows for easy, one-tap purchasing from all Apple devices. PayMaya does not share your bank information with Apple, making it simple and private.

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Create your own PayMaya account. Follow steps here : PayMaya Releases Newly Designed, EMV-enabled Card | How to Get | How to Upgrade

 Things YOU CAN with PAYMAYA:

  1. Buy Call, Text and Data Load anytime.
  2. Shop online. (online stores, stream movies and music, book flights and accommodation.)
  3. Pay bills. Skip the line!
  4. Pay via QR code. Just Scan-to-pay at any partner merchants!
  5. Monitor your expenses in real-time via app and sms updates.
  6. Buy gaming puns for your favorite mobile games
  7. Send E-gift vouchers to your family and friends.

 

“Having PayMaya as a payment option for Apple purchases brings immense convenience for Filipinos who are looking to unlock even more possibilities with their Apple devices, especially for those who have little to no access to a credit card or other financial products. We’re excited for the many ways PayMaya can help owners of Apple devices fulfill their digital purchase needs in the Phillippines,” said Shailesh Baidwan, President of PayMaya.

Create your own PayMaya account. Follow steps here : PayMaya Releases Newly Designed, EMV-enabled Card | How to Get | How to Upgrade

A Not-For-Everyone Lounge, Ocean View Rooms and 10 Event Spaces | Acacia Hotel Davao

The Club Lounge is intriguing.

When you have been to Davao city recently, it makes sense to say that President Duterte’s hometown is championing its campaign to be the country’s top “Bleisure” destination (Business and Leisure). Acacia, a world class homegrown hotel brand with branches in Manila and Bacolod could not agree more to this. The hotel brand is expected to greet its guests “Madayaw!” with its heartfelt stroke of hospitality this November.

LOCATION

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The Acacia Hotel Davao as seen from the parking area of SM Lanang Premier Mall.

Acacia Hotel Davao adds to the charming bustling stretch of JP Laurel street as you traverse Lanang area. It is across the Carmelite church, sandwiched by SM Lanang Premier Mall and Davao-grown CrossFit gym, Madayaw North. The Tim Tebow CURE Hospital, Lanang Premiere Doctors Hospital, Inc. (opens soon) and seafood haven, Blue Post Boiling Crabs & Shrimps are just three buildings away. The Davao Museum of History and Ethnography at Insular Village is just a five-minute-ride away. The Island Garden City of Samal is just 15 minutes away. It takes 20 minutes to Francisco Bangoy International Airport.

FOOD TRIP IN DAVAO : 8 FIRST-TO-TRY Eateries in Davao (When you are a SMART Tourist)

NOT FOR EVERYONE

Acacia Hotel Davao offers exclusive benefits and privileges in the Club Lounge when you stay in one of the premier rooms and suites for a more unique and personalized experience.

 

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The “not for everyone” Club Lounge, Acacia Hotel Davao: Ask about opening rates. (Event bookings) jesse.magbanua@acaciahotelsdavao.com (Corporate room reservations) kathryn.quibingco@acaciahotelsdavao.com

HOTEL SUITES

The hotel offers impressive views of the north. Fill your eyes with astonishment when you witness the immersive ocean view of Samal Islands from some of the 260-well appointed guest rooms.

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DELUXE TWIN BEDROOM, Acacia Hotel Davao: Suites feature an appealing combination of modern earth tones and engaging elements.

DINING

Local and international cuisine with regional flavors await to both local and foreign guests. The Waling-Waling Cafe offers a wide selection of freshly cooked local cuisine and regional classics. Luk Foo Palace Chinese Restaurant serves high-end Cantonese specialties with distinct flavors.

WORLD FAMOUS GRILLED TUNA IN DAVAO: DAVAO’S DOODS: World Street Food Master Awardee 2017 (Why you should try “Bawug”?)

WELLNESS

Acacia Fit, the hotel’s gym is geared with updated equipment centered around wellness. The Venado Pool Bar at the 3rd floor serves refreshments and cocktails while enjoying the swimming pool for a perfect getaway.

SOCIALS

Acacia Hotel Davao owns a Grand Ballroom which can accommodate up to 350 persons with convenient and functional facilities. There are also 9 smaller event venues perfect for memorable and intimate celebrations or even for business events.

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WALING-WALING CAFE, Acacia Hotel Davao: Offers signature delicacies of Davao and the rest of Mindanao.

 

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JUNIOR SUITE, Acacia Hotel Davao
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An Acacia Tree (SOURCE: https://majesticwallart.com/products/acacia-tree-at-sunset-with-giraffes-wall-mural)

Built with world class facilities, surely “Acacia” is soon to be a term used by the Davaoenos and Davao visitors to refer not just to that enchanting, colossal, endemic, shade-providing tree.

“Acacia” in Davao, pertains to that colossal hotel in front of SM Lanang Premier, with enchanting interiors and facilities, serving international dishes with endemic to Davao flavors. Uniquely, it bears a brand of hospitality that nurtures ultimate metropolitan rest and relaxation like a shade an urban tree gives on an extremely hot day for business, leisure or both.

Book now. Corporate room reservations: kathryn.quibingco@acaciahotelsdavao.com | Event bookings: jesse.magbanua@acaciahotelsdavao.com

 

Grocery List for Young Urban Professionals | Feat. S&R Members’ Treat Sale Items

Grocery shopping after all is a task for survival acuity.

O- Olive products (Olive oil for cooking, tinned olives for sandwiches and pastas)

P- Protein Bars

Q- Quick to prepare mixes ( pancake, pizza, canned soups)

R- Razors

S- Sauces and spreads (spices, condiments, dips, dressings)

Below is the complete A-Z grocery list with photos. Scroll down.

You work hard on weekdays. You unwind at one of the city’s entertainment hubs on weekends. A typical “Yuppie” – a young urban professional. Also, you shop your own grocery needs as you listed, as you budgeted, as you scheduled.

Grocery shopping is an “#adulting” agendum. Who is not doing his own grocery shopping as an adult by the way? Your mastery of it reflects how skillful you are in terms of budgeting your fund for food from payday to payday while partaking healthy meals to fuel you in every workday. It is safe to say that a well-experienced grocery shopper is financially and physiologically healthy. You do not agree if you are not. Tell me. Are you?

MY GROCERY SHOPPING LIST

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Top in the list always when shopping at S&R, the packed IQF (Individually Quick Frozen) Broccoli. Good for up to 45 days supply of Vitamin C, Fiber and Protein. Yes, frozen is as good as fresh. Read more here: https://www.theguardian.com/lifeandstyle/2017/may/01/are-frozen-fruit-and-vegetables-as-good-for-you-as-fresh

The day after every payday is my ideal grocery shopping day. My grocery list on the other hand has a 60% regular and 40% casual choices.

  • coffee
  • sliced bread (I get excited making my own sandwich for work.)
  • Protein: broccoli, peanuts, eggs, meat
  • carrots, tomatoes, packed sliced fruits
  • Rice and oatmeal with milk
  • canned tuna, canned corned beef, instant pancit canton
  • Condiments/ Sandwich spread: vinegar, garlic, basil, umami seasoning
  • detergent, exfoliating and bactericidal soaps, hair conditioner
  • gargling solution and whitening toothpaste
  • wet wipes, rubbing alcohol (My work requires a lot of hand shakes and loads of talking.)

The 40% is influenced by first, the kind of spread I want in my work sandwich for the next two weeks. Second, the recipes I saw on social media food pages that I want to try or health articles I read weeks before. Lastly, the cravings for Mr Chips or moist chocolate cake or Spam. I set aside PhP 2,000 every two weeks for food.

if you have the opportunity to get something of better quality (imported or local) at more affordable bar codes (S&R member), why not punch it in?!

My list is fun and flexible. I make health-conscious food choices by considering the simple Go-Grow-Glow taxonomy. My grooming list is basic. My sandwich spread recipes are ever changing. There are items in the list which need to be re-supplied every shop. There are also those which can be bought in larger package to hoard. Larger packs help you save both budget and shopping energy.

How I stock supplies and save budget through the S&R Members’ Treat Sale

The S&R Members’ Treat Sale is a grocery sale to look forward twice a year. It happens every March and September (Set a reminder on your smartphone, Yuppie!). This is when quality imported grocery items are priced at 50% less.

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What a deal! Eight boxes of Hershey’s Chocolate Soya Milk for PhP 299.

What makes me choose to grocery shop at S&R is beyond the product connotation of “imported”, “stateside”, “pang-mayaman/ pang-dato”. I support local products too (Sukang Pinakurat, Lucky Me Pancit Canton and Holiday Corned Beef join the conversation). Food Regulatory Agencies from other countries though, have stringent and thoughtful criteria on retaining nutrients from their food products. The advanced technology of their food industry is a supplementary factor too.  These make the products more ideal for hoarding. Buy it at large portions. Stock it for a month extended supply than usual. The taste is obviously unique too. A two-month taste break from the usual flavors makes your gastronomic routine more appetizing. Finally, if you have the opportunity to get something of better quality (imported or local) at more affordable bar codes (S&R member), why not punch it in?!

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S&R holds the Members’ Treat Sale every March and September where members enjoy massive savings on imported items. It has 17 branches in the Philippines as of September 2019.

S&R (Sol and Robert Price) is a membership-shopping club modeled after the warehouse shopping chains introduced in the United States. Most of the imported products offered are in club packs which include fresh produce and fruits, Australian/New Zealand beef, Western grocery brands from cereals to snacks, chocolates, wines and spirits. It also offers consumer electronics and appliances, along with health and beauty products. It is currently the biggest reseller of imported quality products at very competitive prices in the Philippines. (https://www.coscocapital.com/segment.do?category_id=7346)

The list below is comprised with food choices deemed as basic, healthy and easy to prepare for an always on the go Yuppie. It also has essential products for grooming as well as electives for Summer (S&R Members’ Treat Sale – March) and Christmas/ Year-End (S&R Members’ Treat Sale – September).

For as long as we need to earn for our life goals everyday, we also have to eat in every meal. Thus, we also need to shop more budget- and health-consciously,

MY S&R MEMBERS’ TREAT SALE GROCERY LIST

A- Assorted nuts. In general, nuts are good sources of fat, fiber and protein (https://www.healthline.com/nutrition/9-healthy-nuts#section1)

B- Bread, biscuits

C- Coffee, Cold brews, Canned Tuna, Sardines

 

D- Detergents (Laundry and Dish washing and all-around cleaning solutions), Fabric Conditioner

E- Exfoliating Soap, Beauty bars, Shower gels

F -Frozen veggies and berries. Yes, frozen is as good as fresh (https://www.theguardian.com/lifeandstyle/2017/may/01/are-frozen-fruit-and-vegetables-as-good-for-you-as-fresh).

 

TIP: Get the items first. While the line at the check out counter is long, check the expiration date of the items.

G- Grains and Seeds

H – Healthy drinks (green tea, fruit juices, milk)

I – Ice Cream. Those flavors with nuts.

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J- Junk Chips, Nachos

L- Liquor (for gift, stock for celebrations, for your minibar)

M – Masks (facial masks and wet wipes)

N- Noodles (From Japanese to Korean!)

 

O- Olive products (Olive oil for cooking, tinned olives for sandwiches and pastas). Olives are very high in vitamin E and other powerful antioxidants. Studies show that they are good for the heart and may protect against osteoporosis and cancer (https://www.healthline.com/nutrition/foods/olives)

P- Protein Bars

TIP: Try something new. Wide selection of items are waiting for you.

Q- Quick to prepare mixes ( pancake, pizza, canned soups)

R- Razors

S- Sauces and spreads (spices, condiments, dips, dressings)

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I get excited making my own sandwich for work. B for Bread. S for Spread!

T- Tomato ketchup. Tomatoes are the major dietary source of the antioxidant lycopene, which has been linked to many health benefits, including reduced risk of heart disease and cancer. They are also a great source of vitamin C, potassium, folate, and vitamin K (https://www.healthline.com/nutrition/foods/tomatoes)

U- Undershirts (S&R has a section for clothing too. I buy bundles of white V-neck undershirts once a year. Durable shirts for daily use so far.)

V- Vitamins and supplements

W- Whitening Toothpaste

X- Xtras (For March: Save on shopping for your Summer essentials. For September: Shop and save on gift items as well as Christmas decorations)

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Y- Yogurt and Yakult. Yogurt has been found to reduce the risk of heart disease and osteoporosis, as well as aid in weight management (https://www.healthline.com/nutrition/7-benefits-of-yogurt).

Z- Zen scents (Fumes that help you meditate and relax like spray, diffusers, candles)


HOW TO BE A MEMBER

GOLD MEMBER:

  1. Fill-out the information asked in the Gold Membership Application Form. The form is available at the Membership Counter inside any S&R Club Warehouse.
  2. Present any one (1) of the following valid Identification cards with photo for each card holder: Passport, Driver’s License, SSS/ GSIS Digitized ID, PRC License, Voter’s ID, TIN Card, Postal ID, NBI Clearance. Any individual, 18 years old and above can be a Primary Member. Any immediate family member of a Primary Gold Cardholder, 18 years old and above with valid ID showing the same residence address as the Primary Cardholder, can be a Secondary Member.
  3. Settle the 700 PhP Gold Membership Fee valid at all S&R locations  for one (1) year. Extension card for 400 PhP is optional for the Secondary Member.
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Gold Membership Enrollment Fee: 700 PhP.

BUSINESS MEMBER

  1. An Owner or Manager of a licensed business qualifies as a Business Member. Fill-out the information asked in the Business Membership Application Form. The form is available at the Membership Counter inside any S&R Club Warehouse.
  2. Present any one (1) of the following valid Identification cards with photo for each card holder: Passport, Driver’s License, SSS/ GSIS Digitized ID, PRC License, Voter’s ID, TIN Card, Postal ID, NBI Clearance.
  3. Submit one (1) of the following supporting documents: FOR SOLE PROPRIETORSHIP: Certificate of Registration of Business Name with DTI, Current Year Mayor’s Permit or VAT Registration Number. FOR PARTNERSHIP AND CORPORATION: SEC Certification of Registration, Current Year Mayor’s Permit, VAT Registration Number or Letter from the Head of the organization authorizing representatives. FOR A DIRECTOR OR MANAGER OF A COOPERATIVE OR NON-PROFIT ORGANIZATION: SEC/ CDA Certification of Registration, BIR TAX Exempt Status or Letter from the Head of the organization authorizing representatives.
  4. Settle the 900 PhP Business Membership Fee valid at all S&R locations for one (1) year. One (1) add-on card is FREE to yhe Primary Cardholder’s spouse, domestic partner, or any immediate family member over the age of 18 and living in the same household. Primary Member may add up to three (3) add-on cards at 400 PhP each.

TIPS

Eat first, Take you vitamins. It will be a long day. A food cart, with your favorite S&R pizza, burger, salad and drinks roams around the grocery though.

Stick to the budget. Calculate. Compare. Shop with someone and share the price of the buy 1 take 1 items.

Expect it to be crowded. Members can bring 3 more adults and unlimited kids. The queues are well organized though, from the parking outside to the check out counters.

Get the items first. While the line at the check out counter is long, check the expiration date of the items.

Buy the regular/ basic food choices for 2-3 months supply. The S&R Members’ Treat Sales has the best offers for your hoarding goals!

This is also an opportune sale to try something new. Wide selection of items are waiting for you.

While the line is long, go back to those which are empty during your first round. It may got refilled.

Do not bring kids but think of them. Lots of sweets and toys on sale.

Separate a budget for gifts.

Owning the choices of food in your plate is a fortifying task as a person who is now finally in charge of thy self. That you are an adult. You are now earning on your own, eating on your own. Autonomous. Responsible.

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Every September, shop and save on corporate gift items as well as Christmas decorations.

Grocery shopping is as fun as it is fortifying too. Imagine! You are not that toddler anymore who needs to do a sales pitch (and say please) to mommy just to “add to cart” that chocolate or junk food on your hand. Freedom is fun (But be smart too).

Grocery shopping after all is a task for survival acuity. It is rewarding throughout your aging work-life “timeline” when you get better and better at doing it. For as long as we need to earn for our life goals everyday, we also have to eat in every meal. Thus, we also need to shop more budget- and health-consciously, every after our turn at the check-out counter. As per scheduled.

PhilCare Wellness Index 2019: Davaoeños said they are “unprepared for medical needs”

There is more to health than just the absence of disease.

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When asked about their medical wellness, Davaoeños said they either did not have enough monetary resources for medical-related expenses or did not have regular check-ups compared to most other Filipinos. Davaoeños scored a “somewhat bad” 4.88 rating compared to the nationwide average of 4.02, which means “neither good nor bad.” MORE FINDINGS BELOW.

Data from the 2019 nationwide study by PhilCare, a leading health maintenance organization (HMO) showed that residents of Metro Davao lack preparedness for medical emergencies. A worrisome result considering that most of the survey’s respondents are services and sales employees hired by private companies. It seems that “Health is Wealth” and “Prevention is better than cure” are empty reminders to both capable-to-save hard workers and thoughtful business owners. 

“There is more to health than just the absence of disease. Our vision is to help promote a brand of health that is holistic and inclusive. The PhilCare Wellness Index gives us a clear picture on where we are when it comes to wellness and, more importantly, it charts a clear path on how far we can go to promote health among Filipinos,” – Jaeger L. Tanco, PhilCare President and CEO

What should you do?

Numbers do not lie. Whenever you are not one of those who are not prepared when medical needs come, you are smart. But I am sure you have that friend who is not yet passionately informed how “wealthy” it is when he is in his best health. And more importantly, how helpful being cautious for future health emergencies really is. Let him know how smart you are when it comes to your health. Now.


A Responsive Study

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PhilCare Wellness Index 2019 lead researcher and University of the Philippines associate professor Dr. Fernando Paragas

First done in 2014, the PhilCare Wellness Index allowed the HMO company to develop affordable and responsive medical insurance plans that provided coverage to thousands of uninsured Filipinos.

PhilCare introduced the very first prepaid health plans in the country.  From prepaid to comprehensive coverage, PhilCare’s extensive line of products covers hospitalization, out-patient and emergency healthcare needs across a nationwide network of hospitals, clinics, and physicians.

The PhilCare Wellness Index is composed of several wellness statements which cover the aspects of psychological, physical, medical, nutritional, and lifestyle. For the 2019 edition,  the financial element was added. The index also asked respondents to rate their stress levels and satisfaction from sex, among others.

This year’s respondents included 1,350 Filipinos nationwide – 300 of the respondents came from Mindanao, 150 of which are from Davao City and from Tagum City, Davao Del Norte. Respondents were asked to rate themselves from a seven-point scale, with the score of one as “very good;” two as “good;” three and four as “somewhat good” range; five and six as “somewhat bad;” and a score of seven, which is “very bad.”.

The PhilCare Wellness Index is the only study in the country that measures the level of perceived health and wellness among Filipinos.

PhilCare Wellness Index 2019 – Davao Findings

Overall, Davaoeños rated themselves as better in terms of health and wellness compared to most other Filipinos, with a “good” score of 2.46, compared to the “somewhat good” nationwide self-rating of 2.84.

However, they fared the opposite when it came to their overall composite score for wellness. Davaoeños scored 3.66, which is classified as “neither good nor bad,” compared to the “somewhat good” nationwide rating of 3.24. 

The average rating of the respondents’ overall composite score is based on six wellness domains: psychological, physical, lifestyle, financial, medical, and nutritional wellness.

When it came to their rest and relaxation spending, however, Davaoeños spent a lot more than most other Filipinos, shelling out an average of at least Php4,800. That is around 60% higher than the nationwide average of at least Php3,000.

When asked about how well their finances are, Davaoeños said they are in a worse shape compared to most other Filipinos. They scored 4.38, which means “neither good nor bad” on the Wellness Index scale, but means worse compared to the “somewhat good” nationwide score of 3.42. 

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 “PhilCare will also forge partnerships with the government sector so they could use this proprietary study of PhilCare to craft relevant policies. We have findings in this study that may be very useful in the goal of the government to attain truly universal health care,” – Former Health Secretary and Chairman of the 2019 PhilCare Wellness Index, Dr. Enrique T. Ona

This means that Davaoenos said they do not earn that much as others and are in less of a position to save and invest. They are also relatively not comfortable with their debt situation.

Davaoeños also fared worse than most other Filipinos in terms of lifestyle wellness, scoring 3.72, which is classified as “neither good nor bad” compared to the “somewhat good” nationwide average of 3.12.

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WELLNESS SUMMARY, Metro Davao

PhilCare Wellness Index 2019 – Mindanao Findings 

Mindanaoans, in general, also said that they feel positive about their health despite being financially ill-prepared for medical-related emergencies and not being in a good state of health compared to the rest of the Filipinos.

Our countrymen down south rated themselves as having “good” health, scoring 2.67 compared to 2.84 “somewhat good” nationwide rating. But when it comes to the actual determinants of wellness, Mindanaoans scored 3.66, which may be “neither good nor bad,” but is worse than the “somewhat good” 3.24 nationwide rating. 

Mindanaoans also said that they do not have the capability to pay for their medical-related expenses and do not get to have regular check-ups, scoring 4.82, which is “somewhat bad” compared to the 4.02 nationwide score, which is “neither good nor bad.” But when it comes to rest and relaxation, Mindanaoans also spend at least Php4,800, much higher than the Php3,000 national average.

Other key wellness factors wherein Mindanaoans performed worse are financial wellness and lifestyle wellness. For financial wellness, they scored 4.41, which is “neither good nor bad,” but is worse than the 3.42 “somewhat good” nationwide score. For lifestyle wellness, meanwhile, Mindanaoans scored 3.73, which is also “neither good nor bad,” but is also worse than the 3.12 “somewhat good” nationwide rating.

Of the 150 respondents in Metro Davao, 81 are male and 69 are female. Among the 81 male respondents, 65 (or 80%) said they smoke. Among female respondents, only five (or 7%) smoke. On average, male smokers said they consume about ten sticks of cigarettes per day.

Sex Life

More Davaoeños and Mindanaoans, percentage-wise, have sex compared to the rest of the country, both at 77% (116 respondents for Metro Davao, 232 respondents for Mindanao) compared to 61% (821 respondents) nationwide.

Davaoeños and Mindanaoans are also more satisfied with their sex life compared to most Filipinos, rating it as “good” (2.05 for Metro Davao, 2.10 for Mindanao) as against other Filipinos, who describe it as “somewhat good” (2.74).

Also, Davaoeños and Mindanaoans who said they have sex said they do it thrice a week compared to the nationwide average of twice a week.

In Metro Davao, specifically, more males (92.5% or 75 respondents) have said they have sex compared to females (61% or 42 respondents). 

Dr. Paragas said this year’s PhilCare Wellness Index involved not just a survey, but also a series of focus group discussions, where participants from different sectors delved on problems and solutions relevant to the goal of inclusive health care.

PhilCare Wellness Index 2019 – Nationwide Results

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WELLNESS SUMMARY: Nationwide

Despite Filipinos’ “somewhat good” sense of optimism about their health, they admit lacking the confidence to address their medical needs. About 40% are unsure if they can pay for their medical bills, while 35% are also unsure they could afford regular medical checkups.            

The inability to finance their medical needs was also evident in the findings of the survey, which said that more than 60% of respondents have incurred up to P30,000 in medical bills. 

About 37% managed to pay their bills using their savings, while 25% ended up seeking help from friends and relatives to pay what they owe. Only 15% were able to settle their bills using health insurance. 

Among the respondents that were hospitalized in the previous year, the survey also revealed that only 63% of them managed to use their PhilHealth benefits to ease the burden of their medical expenses.  

Apart from the self-evaluations of physical, nutritional, medical, psychological, lifestyle, and financial well-being, the study also measured stress, sex, vices, and health practices.

Dr. Paragas said this year’s PhilCare Wellness Index involved not just a survey, but also a series of focus group discussions, where participants from different sectors delved on problems and solutions relevant to the goal of inclusive health care.

PhilCare President and CEO Jaeger L. Tanco said the results of the survey are very useful in helping the health sector come up with programs that address the needs of Filipinos, helping them attain a better state of wellness.

“There is more to health than just the absence of disease. Our vision is to help promote a brand of health that is holistic and inclusive. The PhilCare Wellness Index gives us a clear picture on where we are when it comes to wellness and, more importantly, it charts a clear path on how far we can go to promote health among Filipinos,” he said.

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The study was inspired by wellness and health indices in New Zealand (The Sovereign Wellbeing Index of 2015), Canada (The Canadian Index of Wellbeing), and the United States (The State of American Well-Being of 2017).


PhilhealthCare, Inc. (PhilCare) is among the top two most preferred HMOs in the country today. It distinguishes itself from other health maintenance organizations (HMO) in the Philippines by advocating wellness as a more holistic approach to health.

This is achieved through PhilCare’s sustainable health plans, PhilCare 360, and its technology-enabled customer experience. PhilCare offers a wide range of health care plans to serve the different requirements of individuals, group, and enterprise accounts.

PhilCare pioneered the country’s first Wellness Index in 2014.  Based on the findings of that study, PhilCare introduced the very first prepaid health plans in the country.  From prepaid to comprehensive coverage, PhilCare’s extensive line of products covers hospitalization, out-patient and emergency healthcare needs across a nationwide network of hospitals, clinics, and physicians.

PhilCare 360, on the other hand, provides members with updates about health information, preventive measures against diseases and illnesses, and lifestyle trends that promote health and wellness. Meanwhile, PhilCare’s tech-enabled customer service efforts involve their accessible website and e-commerce, their call center that’s available 24/7, and its HeyPhil App where members can ask queries and request for a Letter of Authorization (LOA).

PhilCare’s commitment to promote wellness among Filipinos makes it an essential pillar of Maestro Holdings, a grand concord of four of the biggest and respected financial companies in the Philippines. Under the Maestro’s baton, PhilCare joins four of the most recognizable names in their respective industries: PhilsFirst, the first domestic non-life insurance company in the country; PhilLife, one of the most trusted insurance providers in the Philippines; PhilPlans, one of the leading financial solutions companies providing pension, education, and memorial programs.

PayMaya Releases Newly Designed, EMV-enabled Card | How to Get | How to Upgrade

Free from annual fees. No activation needed. Use here and abroad.

Request for your PayMaya Card NOW at store.paymaya.com. Download app first. Complete steps below.

The Philippines’ most in-demand e-wallet for payment, sending money and shopping continues to usher the Filipinos towards the comfort of “Cashless Living” with its newly designed and doubly secured PayMaya Card.

“This newly designed EMV-enabled card is in line with our efforts to help curb fraud as we are doubling the layers of protection for our growing number of millennial users. This is also our first way to show our strong support to the Banko Sentral’s mission to protect the hard-earned money of our account holders.” – Kenneth Palacios, Head of Wallets Business at PayMaya Philippines

MINIMALIST DESIGN

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PayMaya is one of the first in the world to utilize this feature. This makes it easier for owners to brandish the card on social media or in person without carelessly exposing sensitive details that could threaten their money’s security. The edge is aesthetically and functionally inked with apple green for easier identification whenever the card is piled or arranged with other cards.

DOUBLE-LAYERED SECURITY

The new Paymaya card is equipped with Europay, MasterCard, Visa (EMV) technology. A useful security standard especially when traveling to other countries where your fund’s safety is of as paramount concern as your welfare. The new PayMaya Card is transaction-ready, no pre-activation needed, here and abroad.

“An EMV card is a credit or debit card with an embedded microchip and associated technology designed to enable secure payment at compatible point of sale (POS) terminals. Compatible terminals enable card dipping for chip and PIN or chip and signature authentication. EMV cards can also support contactless payment through near-field communication (NFC) wireless connectivity. When a customer inserts or taps the payment card, the terminal communicates with the card issuer’s system for authentication and a single-use transaction code is issued. The customer inputs their PIN or signs to provide two-step verification. PIN entry is considered more secure because it also provides two-factor authentication: something the user has (the card) and something the user knows (the PIN).”  -https://whatis.techtarget.com/definition/EMV-card

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It is empowering to benefit from a reliant technology that makes the daily finance-related tasks easier to do. As someone who experiences this in every PayMaya transaction, I am convinced to share this solace to those who belong in my circle. They too, deserve the ease from burdens of money handling in this “APPed” world where currency is not just anymore in a form of paper money or cash.

Go ahead. BE PATIENT in teaching them the comfort of living with PayMaya – your still skeptical parents, your curious younger siblings, your wondering senior office mates, even that equally-deserving stranger with a smart phone. Such is your mission as a millennial. PayMaya turns the things which you “then can not” to #NowYouCan through the mobile app, QR codes and the improved PayMaya card.

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How to get the New PayMaya Card


  1. Download the Paymaya App. Get it on Google Play or on the App Store. 01426188-49DD-4AD1-A05B-8A3AF50B73AF 
  2. Register with your personal details. Use our code, copy 1p374rl and paste.
  3. Add money: The easiest for me is through 7/11. Tap “Add Money” choice found at the App. Then choose the 7/11 box. Type the amount and tap continue. Show the bar code to the 7/11 cashier. One new PayMaya card costs PhP 200. So add more than that amount to enjoy more the PayMaya App services.
  4. Request for your PayMaya Card at store.paymaya.com or For Android: Tap MENU. For iOS: tap MORE. Then tap MY CARDS. Tap GET IT HERE.
  5. Wait for the delivery. UPRGADE YOUR ACCOUNT meanwhile. Steps below.
  6. Activate Card. Follow the instruction sheet enveloped with your new card.
  7. Add more money (especially when traveling abroad!). Add Money and Spend up to PhP 100,000/ month. UPGRADE YOUR ACCOUNT first. 
  8. Link the app and the card as one wallet. Card has NO annual fee.
  9. Shop and dine to any worldwide establishment that accepts Visa and MasterCard. Enjoy better foreign exchange rates too!
  10. Withdraw extra cash on any BancNet ATM nationwide and any VisaPlus machines worldwide.
  11. Monitor your expenses in real-time via app and SMS updates here or abroad. Easily block the card when lost or stolen. On the App, tap “More”. Then choose “My Cards”, Select the stolen/ lost card in the list. Tap Block
  12. Know more offers at http://www.paymaya.com/deals

HOW TO UPGRADE FOR FREE



1. Log in to the PayMaya app. For Android: Tap MENU. For iOS: tap MORE. Then tap UPGRADE FOR FREE.

2. Submit required information and upload photo of YOUR VALID ID (not your photo. Your ID). You need at least one (1) primary ID or two (2) secondary IDs. Make sure all IDs can be seen clearly in the photo.

3. Wait for a verification code sent through the app & SMS. Use this as reference during your face-to-face validation.

4. Tap START VIDEO CALL to talk to the UPGRADR OFFICER who will validate your application. Once application is approved, you may now enjoy the perks of an upgraded PayMaya account!


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PayMaya is the Philippines’ leading digital financial services company. It is the FinTech arm of Voyager Innovations, backer by PLDT, Kohlberg Kravis Roberts & Co. (KKR), Tencent (WeChat) and World Bank’s International Finance Corp. (IFC) and IFC Emerging Asia Fund.